India · 1-year FD
Best 1-year FD rates,
today.
The highest 1-year retail rate today is 8.25%, offered by Manipal Housing Finance. We track 39 banks at this tenor, refreshed daily.
Custom tenor
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1 year · 365d
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Who picks a 1-year FD
The benchmark tenor. Cross-bank comparisons usually anchor here; most savers default to it. Rates at 1-year see the most competitive pricing across PSBs, private banks, and SFBs.
Category leaders
Best 1-year rate in each bank category.
System-wide average at 1-year: 6.58%.
Full ranking
All 39 banks at 1-year.
39 banks
- 01
Manipal Housing FinancePrivate · NBFC8.25%8.25% - 02
Muthoot Capital ServicesPrivate · NBFC7.65%7.65% - 03
Unity Small Finance BankPrivate · SFB7.50%7.50% - 04
Ujjivan Small Finance BankPrivate · SFB7.25%7.25% - 05
Suryoday Small Finance BankPrivate · SFB7.25%7.25% - 06KKTDFCPrivate · NBFC7.00%7.00%
- 07
RBL BankPrivate · SCB7.00%7.00% - 08
Sundaram FinancePrivate · NBFC6.97%6.97% - 09
DCB BankPrivate · SCB6.90%6.90% - 10
Equitas Small Finance BankPrivate · SFB6.90%6.90% - 11
PNB Housing FinancePrivate · NBFC6.85%6.85% - 12
Shriram FinancePrivate · NBFC6.79%6.79% - 13
IndusInd BankPrivate · SCB6.75%6.75% - 14
ICICI Home FinancePrivate · NBFC6.75%6.75% - 15
Sundaram Home FinancePrivate · NBFC6.70%6.70% - 16
LIC Housing FinancePrivate · NBFC6.70%6.70% - 17
SBM BankPrivate · SCB6.70%6.70% - 18
YES BankPrivate · SCB6.65%6.65% - 19
Mahindra FinancePrivate · NBFC6.60%6.60% - 20
IDFC First BankPrivate · SCB6.50%6.50% - 21
Kotak BankPrivate · SCB6.50%6.50% - 22
Federal BankPrivate · SCB6.40%6.40% - 23
AU Small Finance BankPrivate · SFB6.35%6.35% - 24
PNBPublic · SCB6.30%6.30% - 25
Bank of IndiaPublic · SCB6.30%6.30% - 26
SBIPublic · SCB6.25%6.25% - 27
Axis BankPrivate · SCB6.25%6.25% - 28
HDFC BankPrivate · SCB6.25%6.25% - 29
ICICI BankPrivate · SCB6.25%6.25% - 30
Canara BankPublic · SCB6.25%6.25% - 31
Bank of BarodaPublic · SCB6.25%6.25% - 32
Slice Small Finance BankPrivate · SFB6.25%6.25% - 33
Union Bank of IndiaPublic · SCB6.25%6.25% - 34
Indian BankPublic · SCB6.20%6.20% - 35
Central Bank of IndiaPublic · SCB6.20%6.20% - 36
Bank of MaharashtraPublic · SCB6.15%6.15% - 37
Utkarsh Small Finance BankPrivate · SFB6.00%6.00% - 38
Shivalik Small Finance BankPrivate · SFB6.00%6.00% - 39
ESAF Small Finance BankPrivate · SFB4.75%4.75%
Common questions
About 1-year FDs.
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