Capera

India · 1-year FD

Best 1-year FD rates,
today.

The highest 1-year retail rate today is 8.25%, offered by Manipal Housing Finance. We track 39 banks at this tenor, refreshed daily.

Live · updated Fri, 26 June 2026·See all tenors

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1 year · 365d

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Who picks a 1-year FD

The benchmark tenor. Cross-bank comparisons usually anchor here; most savers default to it. Rates at 1-year see the most competitive pricing across PSBs, private banks, and SFBs.

Full ranking

All 39 banks at 1-year.

39 banks

  1. 01Manipal Housing FinanceHousing Finance Company8.25%
  2. 02Muthoot Capital ServicesNBFC7.65%
  3. 03Unity Small Finance BankSmall Finance Bank7.50%
  4. 04Ujjivan Small Finance BankSmall Finance Bank7.25%
  5. 05Suryoday Small Finance BankSmall Finance Bank7.25%
  6. 06Equitas Small Finance BankSmall Finance Bank7.10%
  7. 07KTDFCNBFC7.00%
  8. 08RBL BankPrivate Bank7.00%
  9. 09Sundaram FinanceNBFC6.97%
  10. 10DCB BankPrivate Bank6.90%
  11. 11PNB Housing FinanceHousing Finance Company6.85%
  12. 12Shriram FinanceNBFC6.79%
  13. 13IndusInd BankPrivate Bank6.75%
  14. 14ICICI Home FinanceHousing Finance Company6.75%
  15. 15Sundaram Home FinanceHousing Finance Company6.70%
  16. 16LIC Housing FinanceHousing Finance Company6.70%
  17. 17SBM BankForeign Bank6.70%
  18. 18YES BankPrivate Bank6.65%
  19. 19Mahindra FinanceNBFC6.60%
  20. 20Bank of IndiaPublic Sector Bank6.50%
  21. 21IDFC First BankPrivate Bank6.50%
  22. 22Kotak Mahindra BankPrivate Bank6.50%
  23. 23Federal BankPrivate Bank6.40%
  24. 24AU Small Finance BankSmall Finance Bank6.35%
  25. 25Punjab National BankPublic Sector Bank6.30%
  26. 26State Bank of IndiaPublic Sector Bank6.25%
  27. 27Axis BankPrivate Bank6.25%
  28. 28HDFC BankPrivate Bank6.25%
  29. 29ICICI BankPrivate Bank6.25%
  30. 30Canara BankPublic Sector Bank6.25%
  31. 31Bank of BarodaPublic Sector Bank6.25%
  32. 32Slice Small Finance BankSmall Finance Bank6.25%
  33. 33Indian BankPublic Sector Bank6.20%
  34. 34Union Bank of IndiaPublic Sector Bank6.20%
  35. 35Bank of MaharashtraPublic Sector Bank6.15%
  36. 36Central Bank of IndiaPublic Sector Bank6.10%
  37. 37Utkarsh Small Finance BankSmall Finance Bank6.00%
  38. 38Shivalik Small Finance BankSmall Finance Bank6.00%
  39. 39ESAF Small Finance BankSmall Finance Bank4.75%

Common questions

About 1-year FDs.

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