1-year rate
6.50%
Retail (< ₹3 cr)
5-year rate
6.75%
Retail (< ₹3 cr)
Best rate
7.25%
500 days to 3 years
Slabs published
10
7 d – 10 yr
Rate × tenor
The full curve
10 slabs · retail
Compare with up to 2 banks
1 / 3
IDFC First Bank
This page
| Tenor | Bucket | Rate · retail |
|---|---|---|
| 7 to 29 days | Short | 3.25% |
| 30 to 45 days | Medium | 3.50% |
| 46 to 90 days | Medium | 4.50% |
| 91 to 180 days | Medium | 5.00% |
| 181 days to less than 1 year | Medium | 6.50% |
| 1 year to 370 days | Long | 6.50% |
| 371 days to 499 days | Long | 7.00% |
| 500 days to 3 years | Long | 7.25%★ Best |
| 3 years 1 day to 5 years | Ultra-long | 6.75% |
| 5 years 1 day to 10 years | Ultra-long | 6.00% |
Rate over time
How IDFC First Bank's rate has moved
Last 12 months
Tenor
Net change · 290d
+20 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How IDFC First Bank compares.
Vs Pvt average
6.53%
-3 bps below
Vs PSU average
6.24%
+26 bps above
Vs SFB average
6.63%
-13 bps below
On a 1-year FD, IDFC First Bank ranks #5 of 10 Pvt Banks we track. Its rate is -3 bps below the Pvt average.
See full Pvt Banks leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About IDFC First Bank FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.00% · 1Y
Muthoot Capital Services
7.65% · 1Y
Unity Small Finance Bank
7.50% · 1Y
Ujjivan Small Finance Bank
7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
Equitas Small Finance Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
ICICI Home Finance
6.85% · 1Y
IndusInd Bank
6.75% · 1Y
Higher-yield alternative
Bonds you can buy right now
An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.
RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AAAYield
8.15%
RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AAAYield
8.00%
RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AA-Yield
11.82%RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AA-Yield
10.60%RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
BBB-Yield
14.00%RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
BBBYield
13.85%
Compare with the rest
See IDFC First Bank alongside 9 other Pvt Banks.
The full Pvt Banks leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India