What is Unity Small Finance Bank's current FD rate?

See Unity Small Finance Bank FD rates page.

How does Unity Small Finance Bank compare to other Small Finance Banks?

See Unity Small Finance Bank FD rates page.

Are Unity Small Finance Bank FDs covered by deposit insurance?

See Unity Small Finance Bank FD rates page.

When was this data last updated?

See Unity Small Finance Bank FD rates page.

Capera

Unity Small Finance Bank
fixed deposit rates

Today Unity Small Finance Bank offers 7.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 16 brackets covering 7 days to 10 years.

Live · updated Sun, 28 June 2026·Small Finance Bank·Private sector

1-year rate

7.50%

Retail (< ₹3 cr)

5-year rate

6.75%

Retail (< ₹3 cr)

Best rate

7.50%

1 year

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

16 slabs · retail

Compare with up to 2 banks

1 / 3

Unity Small Finance Bank

This page

Unity Small Finance Bank (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
7 days to 14 days	Short	4.00%
15 days to 45 days	Medium	4.00%
46 days to 60 days	Medium	4.75%
61 days to 90 days	Medium	5.00%
91 days to 164 days	Medium	5.00%
165 days to 6 months	Medium	5.50%
Above 6 months to 201 days	Medium	6.25%
202 days to 364 days	Medium	6.25%
1 year	Long	7.50%★ Best
Above 1 year 1 day to 500 days	Long	6.50%
501 days	Long	6.75%
502 days to 18 months	Long	6.75%
701 days	Long	6.75%
702 days to 998 days	Long	6.75%
999 days to 34 months	Ultra-long	6.75%
Above 5 years to 10 years	Ultra-long	6.00%

Rate over time

How Unity Small Finance Bank's rate has moved

Last 12 months

Tenor

Net change · 233d

+100 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Unity Small Finance Bank compares.

Vs SFB average

6.49%

+101 bps above

Vs PSU average

6.24%

+126 bps above

Vs Pvt average

6.54%

+96 bps above

On a 1-year FD, Unity Small Finance Bank ranks #1 of 9 Small Finance Banks we track. Its rate is +101 bps above the SFB average.

See full Small Finance Banks leaderboard

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Frequently asked

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