Unity Small Finance Bank
fixed deposit rates
Today Unity Small Finance Bank offers 7.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 16 brackets covering 7 days to 10 years.
1-year rate
7.50%
Retail (< ₹3 cr)
5-year rate
6.75%
Retail (< ₹3 cr)
Best rate
7.50%
1 year
Slabs published
16
7 d – 10 yr
Rate × tenor
The full curve
16 slabs · retail
Compare with up to 2 banks
1 / 3
Unity Small Finance Bank
This page
| Tenor | Bucket | Rate · retail |
|---|---|---|
| 7 days to 14 days | Short | 4.00% |
| 15 days to 45 days | Medium | 4.00% |
| 46 days to 60 days | Medium | 4.75% |
| 61 days to 90 days | Medium | 5.00% |
| 91 days to 164 days | Medium | 5.00% |
| 165 days to 6 months | Medium | 5.50% |
| Above 6 months to 201 days | Medium | 6.25% |
| 202 days to 364 days | Medium | 6.25% |
| 1 year | Long | 7.50%★ Best |
| Above 1 year 1 day to 500 days | Long | 6.50% |
| 501 days | Long | 6.75% |
| 502 days to 18 months | Long | 6.75% |
| 701 days | Long | 6.75% |
| 702 days to 998 days | Long | 6.75% |
| 999 days to 34 months | Ultra-long | 6.75% |
| Above 5 years to 10 years | Ultra-long | 6.00% |
Rate over time
How Unity Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 190d
+100 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Unity Small Finance Bank compares.
Vs SCB average
6.42%
+108 bps above
Vs SFB average
6.47%
+103 bps above
Vs NBFC average
7.03%
+47 bps above
On a 1-year FD, Unity Small Finance Bank ranks #1 of 9 Small Finance Banks we track. Its rate is +103 bps above the SFB average.
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Frequently asked
About Unity Small Finance Bank FDs.
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Top peers by 1-year rate
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Compare with the rest
See Unity Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India