Capera

USD/INR forward
premia curve

Published 7 May 2026

India's official forward curve. The 3-month premium is 2.93%, and the 12-month is 3.09%. For live dealer-quoted forwards alongside, see the FX spread page.

USD/INR Spot Reference

₹94.4909

per USD

3M premium

2.93%

₹0.6978 per USD

6M premium

3.01%

₹1.4325 per USD

12M premium

3.09%

₹2.9188 per USD

Forward premia trend

3-month, 6-month, and 12-month USD/INR forward premia. Use the range tabs to zoom.

Range

Net change · 3M

+51 bps

Full curve · 7 May 2026

Every tenor published in this run. Rate is annualised; ₹ premium is the rupee amount added to spot for that tenor's settlement.

TenorRate %₹ premiumSettles
O/N1.8275%₹0.01422026-05-11
1M2.6650%₹0.21382026-06-12
2M2.8010%₹0.44962026-07-13
3M2.9300%₹0.69782026-08-12
4M2.9984%₹0.97802026-09-15
5M3.0236%₹1.20542026-10-13
6M3.0073%₹1.43252026-11-12
7M2.9860%₹1.66972026-12-14
8M3.0029%₹1.90462027-01-12
9M2.9868%₹2.13412027-02-12
10M2.9776%₹2.34332027-03-12
11M3.0074%₹2.60822027-04-12
12M3.0890%₹2.91882027-05-12

Calendar-anchored forwards (FBD)

Future-Broken-Date forwards settle on a specific calendar-month start, not at a fixed tenor from today. Useful when you need to hedge a known month-end USD obligation.

FBD January

3.01%

₹1.8450 · settles 2027-01-04

Frequently asked

What is a forward premium?+

A forward premium is the annualised rate the USD/INR forward market is implying. If the 3-month premium is 2.93%, the market expects (on a covered-interest-parity basis) that USD will trade at a forward price roughly 0.73% higher than today's spot in three months. That's the rupee discount you're paying to lock in the rate now.

What does this curve represent?+

The USD/INR forward premia curve is the official benchmark India forward curve. Every bank's FX desk uses it as a reference, and corporate treasuries cite it in policy documents and statutory filings.

How does this relate to dealer-quoted forwards?+

Dealer forwards (what a bank's treasury desk actually quotes you) are anchored to this benchmark curve but with a bid/offer spread on top. The official curve is the mid-market consensus; the dealer is making a market around it. For live dealer quotes alongside this benchmark, see the FX spread page.

How often is this updated?+

Capera refreshes this page every 30 minutes from the upstream source. The underlying benchmark is published once each working day at approximately 16:45 IST.

For Indian importers, exporters & SMB treasuries

Most Indian SMBs overpay on forward contracts.

Got a quote from your bank? Check it against the official market benchmark in 30 seconds. We'll tell you exactly how many rupees per dollar you're being charged over fair.

Source: FBIL (Financial Benchmarks India Pvt Ltd). Published once each working day at approximately 16:45 IST, with a ~7-day public mirror lag. Capera refreshes this page every 30 minutes.