Core. The finance leg.
Strongcash.
The finance side of Capera. Boost finds your demand. Core funds it. Three ways in.
Three doors. Pick yours.
01. Open
Rates and Yields desk.
Know the price of money before you finance anything. Free, no login.
FD rates
Best FD rates by tenure and ticket, across all major Indian banks.
Loan rates
Home, business and personal loan rates bank by bank.
Yield curve
The India sovereign yield curve, updated daily.
Bank pages
Per bank rate snapshots for every public and private bank in India.
FD calculator
Maturity, interest and tax for any tenure.
Loan EMI calculator
EMI, amortisation and total interest.
02. One day quote
Working capital, sorted.
Tell us what you need. We route across our network of regulated banks and NBFCs and bring you the right fit.
We are not a lender. We are the routing layer. The lender pays us when a deal closes; you do not.
What you can ask for
Working capital finance
Cash credit, overdraft and short-term loans against your business cash flow.
Trade finance
Letters of credit and bank guarantees for buying and selling on terms.
Packing credit
Pre-shipment finance for exporters against confirmed export orders.
Post-shipment export finance
Cash against export invoices once goods have shipped.
Buyer's credit
Short-term import finance from offshore lenders, in foreign currency.
Bill and invoice discounting
Cash advanced against an unpaid invoice from a credit-worthy buyer.
Inventory financing
Working capital against finished goods or raw material stock.
Warehouse receipt finance
Loan against commodities stored in a registered warehouse.
Channel and dealer finance
Short-term lines for your distributors so they buy more, faster.
Term loans
Capex finance for plant, machinery and growth investments.
03. One day turnaround
CashScan.
Upload a bank statement. We read it the way a lender will. One working day, one PDF back.
- Runway, receivables, debt service coverage at a glance.
- Bounces, salary regularity, GST vs bank mismatch, all flagged.
- One shareable PDF for your banker or your CFO.
- Upload your last 3 months of statements, minimum. The longer the window, the sharper the read.
Asked often
- What is Capera Core?
- Capera Core is the finance side of Capera. It does three things for a growing Indian business. First, a free desk of FD rates, loan rates and the live yield curve. Second, a single point of intake for working capital and trade finance, which we route across our network of regulated banks and NBFCs. Third, CashScan, a one day read of your business from a bank statement.
- What financing products does Capera Core offer?
- We help arrange working capital finance, cash credit and overdraft lines, term loans, trade finance (letters of credit and bank guarantees), packing credit, post-shipment export finance, buyer's credit, bill and invoice discounting, inventory financing, warehouse receipt finance, and channel or dealer finance. You tell us what you need; we route to the right lender.
- How does Capera choose the right lender?
- Indian lenders price the same business very differently depending on sector, tenor, security and their own appetite that quarter. We have a working view across the bank and NBFC market, place your case where it will price best, and bring you the indicative quote so you can compare. You see the options. You choose. We are not a lender ourselves.
- How fast can I get working capital from Capera Core?
- An indicative quote lands within one working day of your enquiry. Sanction and disbursal then depend on the lender and the product, typically two to four weeks for first-time facilities and a few days for renewals.
- What is CashScan and how does it work?
- CashScan is a one day analysis of your business from your bank statement. You upload at least three months of statements on this page; an analyst reads them the way a lender will, and sends back a single PDF covering runway, receivable concentration, debt service coverage, bounces, salary regularity and GST versus bank mismatch. It is the document you want in your hand before any credit conversation.