Get a daily alert on India's yield curve
1 year
5.63%
+21 bps vs 12m ago
5 years
6.42%
+42 bps vs 12m ago
10 years
6.79%
+54 bps vs 12m ago
30 years
7.41%
+39 bps vs 12m ago
Curve as of 24 June 2026
Yield by maturity
21 points · with lookbacks
The 10Y–1Y spread sits at +116 bps — an upward-sloping curve, the conventional shape that compensates investors for locking up capital longer. The 10Y has moved down 30 bps in the last month.
Per-tenor trend
How a single point on the curve has moved
Last 6 months
Tenor
Net change · 174d
+23 bps
Pick a tenor. The 10-year is the conventional benchmark; shorter tenors react faster to RBI rate moves, longer tenors carry more inflation expectation.
Capera also tracks
More rates, tracked daily.
- LendingLive
Best loan rates
EBLR & 1Y MCLR across 15 Indian banks, benchmarked daily against the RBI repo rate.
- LendingLive
MCLR term structure
Per-bank MCLR ladder — overnight through 3 years — with revision history.
- LendingLive
Repo → EBLR → FD
Follow the rate stack from the RBI policy rate through bank lending into deposit yields.
- YieldsLive
India yield curve
G-Sec curve from 3 months to 40 years, plus 1M / 6M / 12M lookback.
- YieldsLive
Global sovereign yields
10-year benchmarks across India, US, UK, Japan, and Germany.
- DepositsLive
Bulk FD rack rates
Published rack rates on deposits above ₹3 crore, where bulk pricing often differs from retail FD.
Have a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you