Get a daily alert on India's yield curve
1 year
6.45%
+97 bps vs 12m ago
5 years
7.32%
+119 bps vs 12m ago
10 years
7.39%
+91 bps vs 12m ago
30 years
7.78%
+71 bps vs 12m ago
Curve as of 15 October 2026
Yield by maturity
21 points · with lookbacks
The 10Y–1Y spread sits at +94 bps — an upward-sloping curve, the conventional shape that compensates investors for locking up capital longer. The 10Y has moved up 32 bps in the last month.
Per-tenor trend
How a single point on the curve has moved
Last 6 months
Tenor
Net change · 174d
+50 bps
Pick a tenor. The 10-year is the conventional benchmark; shorter tenors react faster to RBI rate moves, longer tenors carry more inflation expectation.
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Bulk FD rack rates
Published rack rates on deposits above ₹3 crore, where bulk pricing often differs from retail FD.
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