Suryoday Small Finance Bank
fixed deposit rates
Today Suryoday Small Finance Bank offers 7.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 15 brackets covering 7 days to 10 years.
1-year rate
7.25%
Retail (< ₹3 cr)
5-year rate
7.25%
Retail (< ₹3 cr)
Best rate
8.10%
30 months
Slabs published
15
7 d – 10 yr
Rate × tenor
The full curve
15 slabs · retail
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Suryoday Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 4.00% |
| 15 days to 45 days | 15–45 d | Medium | 4.25% |
| 46 days to 90 days | 46–90 d | Medium | 4.50% |
| 91 days to 6 months | 91–183 d | Medium | 5.00% |
| 6 month 1 day | 184 d | Medium | 6.50% |
| Above 6 months 1 day to 9 months | 184–273 d | Medium | 5.50% |
| Above 9 months to less than 1 year | 274–364 d | Medium | 6.00% |
| Above 1 year to less than 18 months | 365–547 d | Long | 7.25% |
| 18 months | 548 d | Long | 7.60% |
| Above 18 months to 2 years | 548–912 d | Long | 7.25% |
| 30 months | 913 d | Long | 8.10%★ Best |
| Above 30 months to 3 years | 913–1095 d | Long | 7.25% |
| Above 3 years to less than 5 years | 1096–1824 d | Long | 6.75% |
| 5 years | 1825 d | Ultra-long | 7.90% |
| Above 5 years to 10 years | 1825–3650 d | Ultra-long | 7.25% |
Rate over time
How Suryoday Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 188d
-15 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Suryoday Small Finance Bank compares.
Vs SCB average
6.42%
+83 bps above
Vs SFB average
6.50%
+75 bps above
Vs NBFC average
7.05%
+20 bps above
On a 1-year FD, Suryoday Small Finance Bank ranks #3 of 8 Small Finance Banks we track. Its rate is +75 bps above the SFB average.
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About Suryoday Small Finance Bank FDs.
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Top peers by 1-year rate

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Unity Small Finance Bank
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KTDFC
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RBL Bank
7.00% · 1Y

Sundaram Finance
6.97% · 1Y

DCB Bank
6.90% · 1Y
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Equitas Small Finance Bank
6.90% · 1Y

PNB Housing Finance
6.85% · 1Y

IndusInd Bank
6.75% · 1Y

ICICI Home Finance
6.75% · 1Y
Compare with the rest
See Suryoday Small Finance Bank alongside 7 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India