Capera

ICICI Home Finance
fixed deposit rates

Today ICICI Home Finance offers 6.85% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 4 brackets covering 365 days to 5 years.

Live · updated Tue, 25 August 2026·Housing Finance Company·Private sector

1-year rate

6.85%

Retail (< ₹3 cr)

5-year rate

Retail (< ₹3 cr)

Best rate

7.20%

48 months to less than 60 months

Slabs published

4

365 d – 5 yr

Rate × tenor

The full curve

4 slabs · retail

Compare with up to 2 banks

1 / 3

ICICI Home Finance

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ICICI Home Finance (< ₹3 cr)Best rate
TenorBucketRate · retail
12 months to less than 24 monthsLong6.85%
24 months to less than 36 monthsLong6.95%
36 months to less than 48 monthsLong7.10%
48 months to less than 60 monthsLong7.20%★ Best

Bulk deposits

Same bank, ≥ ₹3 crore

4 slabs · bulk

TenorRate · bulk
12 months to less than 24 months6.85%
24 months to less than 36 months6.95%
36 months to less than 48 months7.10%
48 months to less than 60 months7.20%

Rate over time

How ICICI Home Finance's rate has moved

Tenor

Net change · 291d

+10 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How ICICI Home Finance compares.

Vs HFC average

6.99%

-14 bps below

Vs PSU average

6.24%

+61 bps above

Vs Pvt average

6.53%

+32 bps above

On a 1-year FD, ICICI Home Finance ranks #2 of 5 HFCs we track. Its rate is -14 bps below the HFC average.

See full HFCs leaderboard

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Frequently asked

About ICICI Home Finance FDs.

Higher-yield alternative

Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.

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Compare with the rest

See ICICI Home Finance alongside 4 other HFCs.

The full HFCs leaderboard, refreshed daily, with cross-category comparisons.

All FD rates in India
ICICI Home Finance FD Rates Today | Capera