ICICI Home Finance
Today's rate picture across the 1 product Capera tracks for ICICI Home Finance. Each is ranked against every other Indian bank in the same universe.
Fixed deposits
FD rates
6.85%
1-year retail rate
Best 7.20% · 48 months to less than 60 months
#2of 5We rank every bank by its 1-year retail FD rate (under ₹3 crore), within its own category. Higher = better for the depositor. Updated daily from each bank's published rate card.
among HFCs
View full slab structure
Foreign exchange
Not tracked
ICICI Home Finance forex card rates aren't on Capera yet.
Lending
Not tracked
ICICI Home Finance doesn't publish an EBLR/MCLR table we ingest yet.
All rates refreshed daily from each bank's published rate card. See individual product pages for full slab structure, history, and head-to-head comparisons.
Debt capital markets
ICICI Home Finance in the bond market
We track 47 outstanding instruments for ICICI Home Finance, across bonds, certificates of deposit and commercial paper, spanning the full maturity spectrum.
Deposit curve, with bonds overlaid
The blue line is ICICI Home Finance’s published retail FD rate, stepped because a deposit rate is fixed within each tenor band and changes only at the boundary. Each amber dot is one of ICICI Home Finance’s own bonds, drawn at its exact time left to maturity and its latest traded yield. Deposits and bonds are not like-for-like; see the note below the chart.What ICICI Home Finance credit yields, from a short deposit to its longest bond
How this is drawn. Retail rate for deposits under ₹3 crore, from ICICI Home Finance’s published rate card. Fixed for the whole tenor you book, so the line is flat inside each band and steps at the boundary. The blue line is the bank’s retail deposit rate by tenor. The amber dots are the bank’s own bonds, each at its exact time left to maturity and its latest secondary-market traded yield The yield a buyer locks in at today’s market price, not the coupon. It is a traded level from the instrument registry, not an offer to transact, and it moves with the market..
These are not like-for-like, so read the shape, not a head-to-head. A deposit is covered by DICGC insurance up to ₹5 lakh and pays a fixed rate; a bond carries the issuer’s credit and market risk, is sold only in the secondary market, and is taxed differently. Bond yields also differ line to line on seniority, security cover, and call, put or step-up terms. Perpetual (AT1) and market-linked instruments are left out because they have no fixed maturity to place on the axis.
A dot’s yield is its last traded level. Bank bonds trade thinly, so a hollow dot has not traded recently and its level may be weeks old; hover any dot for the exact trade date. The deposit line is today’s published rate card.
Most recently traded
5.11%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
1mo to maturity·matures August 2026
6.40%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
2mo to maturity·matures September 2026
6.60%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
22d to maturity·matures September 2026
7.71%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
9.3y to maturity·matures December 2035
Yields are the latest secondary-market traded levels from the instrument registry, not an offer to transact. Coupon shown where no recent trade exists.
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