What is Equitas Small Finance Bank's current FD rate?

See Equitas Small Finance Bank FD rates page.

How does Equitas Small Finance Bank compare to other Small Finance Banks?

See Equitas Small Finance Bank FD rates page.

Are Equitas Small Finance Bank FDs covered by deposit insurance?

See Equitas Small Finance Bank FD rates page.

When was this data last updated?

See Equitas Small Finance Bank FD rates page.

Capera

Equitas Small Finance Bank
fixed deposit rates

Today Equitas Small Finance Bank offers 7.10% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 23 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Small Finance Bank·Private sector

1-year rate

7.10%

Retail (< ₹3 cr)

5-year rate

7.00%

Retail (< ₹3 cr)

Best rate

8.00%

3 years 1 day (Maxima FD)

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

23 slabs · retail

Compare with up to 2 banks

1 / 3

Equitas Small Finance Bank

This page

Equitas Small Finance Bank (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
7 – 14 days	Short	3.50%
15 – 29 days	Short	3.50%
30 – 45 days	Medium	4.00%
46 – 62 days	Medium	4.75%
63 – 90 days	Medium	4.75%
91 – 120 days	Medium	5.25%
121 – 180 days	Medium	5.25%
181 – 210 days	Medium	6.35%
211 – 270 days	Medium	6.35%
271 – 364 days	Medium	6.35%
1 year to 443 days	Long	7.10%
444 days	Long	7.10%
445 days to 18 months	Long	7.10%
18 months 1 day to 2 years	Long	7.00%
2 years 1 day to 776 days	Long	7.10%
777 days	Long	7.10%
778 days to 887 days	Long	7.10%
888 days	Long	7.75%
889 days to 3 years	Long	7.10%
3 years 1 day (Maxima FD)	Long	8.00%★ Best
3 years 1 day to 4 years	Long	7.00%
4 years 1 day to 5 years	Ultra-long	7.00%
5 years 1 day to 10 years	Ultra-long	7.00%

Rate over time

How Equitas Small Finance Bank's rate has moved

Last 12 months

Tenor

Net change · 229d

+10 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Equitas Small Finance Bank compares.

Vs SFB average

6.49%

+61 bps above

Vs PSU average

6.24%

+86 bps above

Vs Pvt average

6.54%

+56 bps above

On a 1-year FD, Equitas Small Finance Bank ranks #4 of 9 Small Finance Banks we track. Its rate is +61 bps above the SFB average.

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