Capera

Punjab National Bank
fixed deposit rates

Today Punjab National Bank offers 6.30% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 18 brackets covering 7 days to 10 years.

Live · updated Sun, 28 June 2026·Public Sector Bank·Public sector

1-year rate

6.30%

Retail (< ₹3 cr)

5-year rate

6.10%

Retail (< ₹3 cr)

Best rate

6.60%

444 days

Slabs published

18

7 d – 10 yr

Rate × tenor

The full curve

18 slabs · retail

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Punjab National Bank

This page

Punjab National Bank (< ₹3 cr)Best rateSingle-day special
TenorBucketRate · retail
7 to 14 daysShort3.00%
15 to 45 daysMedium3.00%
46 to 90 daysMedium4.50%
91 to 154 daysMedium4.90%
155 daysMedium5.55%
156 to 179 daysMedium4.90%
180 to 270 daysMedium5.60%
271 days to 302 daysMedium5.60%
303 daysMedium5.55%
304 days to less than 1 yearMedium5.60%
1 yearLong6.25%
Above 1 year to 443 daysLong6.30%
444 daysLong6.60%★ Best
445 days to 2 yearsLong6.30%
Above 3 years to 1203 daysLong6.10%
1204 daysLong6.05%
1205 days to 5 yearsUltra-long6.10%
Above 5 years to 10 yearsUltra-long6.00%

Rate over time

How Punjab National Bank's rate has moved

Tenor

Net change · 233d

+5 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Punjab National Bank compares.

Vs PSU average

6.24%

+6 bps above

Vs Pvt average

6.54%

-24 bps below

Vs SFB average

6.49%

-19 bps below

On a 1-year FD, Punjab National Bank ranks #2 of 9 PSU Banks we track. Its rate is +6 bps above the PSU average.

See full PSU Banks leaderboard

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Frequently asked

About Punjab National Bank FDs.

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Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 15.25%). We don't sell bonds; we show you everyone's price.

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Compare with the rest

See Punjab National Bank alongside 8 other PSU Banks.

The full PSU Banks leaderboard, refreshed daily, with cross-category comparisons.

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Punjab National Bank FD Rates Today | Capera