What is Bank of India's current FD rate?

See Bank of India FD rates page.

How does Bank of India compare to other PSU Banks?

See Bank of India FD rates page.

Are Bank of India FDs covered by deposit insurance?

See Bank of India FD rates page.

When was this data last updated?

See Bank of India FD rates page.

Capera

Bank of India
fixed deposit rates

Today Bank of India offers 6.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 14 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Public Sector Bank·Public sector

1-year rate

6.50%

Retail (< ₹3 cr)

5-year rate

6.00%

Retail (< ₹3 cr)

Best rate

6.70%

3 years

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

14 slabs · retail

Compare with up to 2 banks

1 / 3

Bank of India

This page

Bank of India (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
7 days to 14 days	Short	3.00%
15 days to 30 days	Medium	3.00%
31 days to 45 days	Medium	3.00%
46 days to 90 days	Medium	4.50%
91 days to 179 days	Medium	4.25%
180 days to 210 days	Medium	5.50%
211 days to 269 days	Medium	5.50%
270 days to less than 1 year	Medium	5.50%
Above 1 year to less than 2 years	Long	6.50%
2 years to less than 3 years	Long	6.60%
3 years	Long	6.70%★ Best
3 years to less than 5 years	Long	6.25%
5 years to less than 8 years	Ultra-long	6.00%
8 years to 10 years	Ultra-long	6.00%

Rate over time

How Bank of India's rate has moved

Last 12 months

Tenor

Net change · 230d

+25 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Bank of India compares.

Vs PSU average

6.24%

+26 bps above

Vs Pvt average

6.54%

-4 bps below

Vs SFB average

6.49%

+1 bps above

On a 1-year FD, Bank of India ranks #1 of 9 PSU Banks we track. Its rate is +26 bps above the PSU average.

See full PSU Banks leaderboard

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