Bank of India
Today's rate picture across the 1 product Capera tracks for Bank of India. Each is ranked against every other Indian bank in the same universe.
Fixed deposits
FD rates
6.50%
1-year retail rate
Best 6.70% · 3 years
#1of 9We rank every bank by its 1-year retail FD rate (under ₹3 crore), within its own category. Higher = better for the depositor. Updated daily from each bank's published rate card.
among PSU Banks
View full slab structure
Foreign exchange
Not tracked
Bank of India forex card rates aren't on Capera yet.
Lending
Not tracked
Bank of India doesn't publish an EBLR/MCLR table we ingest yet.
All rates refreshed daily from each bank's published rate card. See individual product pages for full slab structure, history, and head-to-head comparisons.
Debt capital markets
Bank of India in the bond market
We track 25 outstanding instruments for Bank of India, across bonds, certificates of deposit and commercial paper, spanning the full maturity spectrum.
Deposit curve, with bonds overlaid
The blue line is Bank of India’s published retail FD rate, stepped because a deposit rate is fixed within each tenor band and changes only at the boundary. Each amber dot is one of Bank of India’s own bonds, drawn at its exact time left to maturity and its latest traded yield. Deposits and bonds are not like-for-like; see the note below the chart.What Bank of India credit yields, from a short deposit to its longest bond
How this is drawn. Retail rate for deposits under ₹3 crore, from Bank of India’s published rate card. Fixed for the whole tenor you book, so the line is flat inside each band and steps at the boundary. The blue line is the bank’s retail deposit rate by tenor. The amber dots are the bank’s own bonds, each at its exact time left to maturity and its latest secondary-market traded yield The yield a buyer locks in at today’s market price, not the coupon. It is a traded level from the instrument registry, not an offer to transact, and it moves with the market..
These are not like-for-like, so read the shape, not a head-to-head. A deposit is covered by DICGC insurance up to ₹5 lakh and pays a fixed rate; a bond carries the issuer’s credit and market risk, is sold only in the secondary market, and is taxed differently. Bond yields also differ line to line on seniority, security cover, and call, put or step-up terms. Perpetual (AT1) and market-linked instruments are left out because they have no fixed maturity to place on the axis.
A dot’s yield is its last traded level. Bank bonds trade thinly, so a hollow dot has not traded recently and its level may be weeks old; hover any dot for the exact trade date. The deposit line is today’s published rate card.
Most recently traded
6.70%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
1mo to maturity·matures August 2026
7.30%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
8mo to maturity·matures February 2027
7.63%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. Not an offer to transact.
8.0y to maturity·matures July 2034
8.25%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the coupon. This is a perpetual / AT1 instrument: no fixed maturity, redeemable by the issuer at call dates. Not an offer to transact.
Yields are the latest secondary-market traded levels from the instrument registry, not an offer to transact. Coupon shown where no recent trade exists.
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