Indian Overseas Bank
Today's rate picture across the 2 products Capera tracks for Indian Overseas Bank. Each is ranked against every other Indian bank in the same universe.
Fixed deposits
Not tracked
Indian Overseas Bank doesn't currently publish a slab structure we ingest.
Foreign exchange
FX rates
₹0.57
USD spread (TT)
0.59% of mid · 95.82 / 96.39
#1of 33We rank every bank by its USD buy-sell spread on the TT (telegraphic transfer) channel, the tightest forex channel. The spread is the difference between the bank's buy and sell quote in rupees per US dollar. Lower = better for the buyer. Same trade can cost 10× more at the widest bank.
by USD-TT spread
View full currency matrix
Lending
Loan rates
8.75%
MCLR (1-year tenor)
EBLR 8.10% · Spread to repo 285 bps
#9of 17We rank every bank by its 1-year MCLR (Marginal Cost of Funds Lending Rate). This is the bank's own cost-of-funds benchmark for term loans that reset annually. MCLR is internal to each bank (unlike EBLR, which tracks the RBI repo rate), so it reflects funding efficiency and pricing discipline. Lower = better for the borrower. Only banks publishing a current 1-year MCLR are included.
by 1-year MCLR
View EBLR + MCLR detail
All rates refreshed daily from each bank's published rate card. See individual product pages for full slab structure, history, and head-to-head comparisons.
Bank directory