Central Bank of India
Today's rate picture across the 2 products Capera tracks for Central Bank of India. Each is ranked against every other Indian bank in the same universe.
Fixed deposits
FD rates
6.10%
1-year retail rate
Best 6.25% · 2 years to less than 3 years
#9of 9We rank every bank by its 1-year retail FD rate (under ₹3 crore), within its own category. Higher = better for the depositor. Updated daily from each bank's published rate card.
among PSU Banks
View full slab structure
Foreign exchange
Not tracked
Central Bank of India forex card rates aren't on Capera yet.
Lending
Loan rates
8.75%
MCLR (1-year tenor)
EBLR 8.25% · Spread to repo 300 bps
#7of 17We rank every bank by its 1-year MCLR (Marginal Cost of Funds Lending Rate). This is the bank's own cost-of-funds benchmark for term loans that reset annually. MCLR is internal to each bank (unlike EBLR, which tracks the RBI repo rate), so it reflects funding efficiency and pricing discipline. Lower = better for the borrower. Only banks publishing a current 1-year MCLR are included.
by 1-year MCLR
View EBLR + MCLR detail
All rates refreshed daily from each bank's published rate card. See individual product pages for full slab structure, history, and head-to-head comparisons.
Debt capital markets
Central Bank of India in the bond market
We track 11 outstanding instruments for Central Bank of India, across bonds, certificates of deposit and commercial paper, spanning the full maturity spectrum.
Deposit curve, with bonds overlaid
The blue line is Central Bank of India’s published retail FD rate, stepped because a deposit rate is fixed within each tenor band and changes only at the boundary. Each amber dot is one of Central Bank of India’s own bonds, drawn at its exact time left to maturity and its latest traded yield. Deposits and bonds are not like-for-like; see the note below the chart.What Central Bank of India credit yields, from a short deposit to its longest bond
How this is drawn. Retail rate for deposits under ₹3 crore, from Central Bank of India’s published rate card. Fixed for the whole tenor you book, so the line is flat inside each band and steps at the boundary. The blue line is the bank’s retail deposit rate by tenor. The amber dots are the bank’s own bonds, each at its exact time left to maturity and its latest secondary-market traded yield The yield a buyer locks in at today’s market price, not the coupon. It is a traded level from the instrument registry, not an offer to transact, and it moves with the market..
These are not like-for-like, so read the shape, not a head-to-head. A deposit is covered by DICGC insurance up to ₹5 lakh and pays a fixed rate; a bond carries the issuer’s credit and market risk, is sold only in the secondary market, and is taxed differently. Bond yields also differ line to line on seniority, security cover, and call, put or step-up terms. Perpetual (AT1) and market-linked instruments are left out because they have no fixed maturity to place on the axis.
A dot’s yield is its last traded level. Bank bonds trade thinly, so a hollow dot has not traded recently and its level may be weeks old; hover any dot for the exact trade date. The deposit line is today’s published rate card.
Most recently traded
6.25%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
1d to maturity·matures July 2026
6.75%
Latest traded yieldThe latest secondary-market traded yield, the return a buyer locks in at today’s price, not the stated coupon. Not an offer to transact.
1mo to maturity·matures August 2026
8.80%
CouponNo recent secondary trade, so we show the coupon, the fixed rate the issuer pays on face value.
7.2y to maturity·matures August 2033
—
CouponNo recent secondary trade, so we show the coupon, the fixed rate the issuer pays on face value. This is a perpetual / AT1 instrument with no fixed maturity.
Yields are the latest secondary-market traded levels from the instrument registry, not an offer to transact. Coupon shown where no recent trade exists.
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