What is Central Bank of India's current FD rate?

See Central Bank of India FD rates page.

How does Central Bank of India compare to other PSU Banks?

See Central Bank of India FD rates page.

Are Central Bank of India FDs covered by deposit insurance?

See Central Bank of India FD rates page.

When was this data last updated?

See Central Bank of India FD rates page.

Capera

Central Bank of India
fixed deposit rates

Today Central Bank of India offers 6.10% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 12 brackets covering 7 days to 10 years.

Live · updated Tue, 25 August 2026·Public Sector Bank·Public sector

1-year rate

6.10%

Retail (< ₹3 cr)

5-year rate

6.00%

Retail (< ₹3 cr)

Best rate

6.25%

2 years to less than 3 years

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

12 slabs · retail

Compare with up to 2 banks

1 / 3

Central Bank of India

This page

Central Bank of India (< ₹3 cr)Best rate

Tenor	Bucket	Rate · retail
7 days to 14 days	Short	3.00%
15 days to 30 days	Medium	3.50%
31 days to 45 days	Medium	3.50%
46 days to 59 days	Medium	4.25%
60 days to 90 days	Medium	4.00%
91 days to 179 days	Medium	4.25%
180 days to 270 days	Medium	5.50%
271 days to 364 days	Medium	5.50%
1 year to less than 2 years	Long	6.10%
2 years to less than 3 years	Long	6.25%★ Best
3 years to less than 5 years	Long	6.00%
5 years to 10 years	Ultra-long	6.00%

Bulk deposits

Same bank, ≥ ₹3 crore

12 slabs · bulk

Tenor	Rate · bulk
7 days to 14 days	4.00%
15 days to 30 days	4.25%
31 days to 45 days	4.25%
46 days to 59 days	4.75%
60 days to 90 days	4.50%
91 days to 179 days	4.50%
180 days to 270 days	5.50%
271 days to 364 days	6.00%
1 year to less than 2 years	6.10%
2 years to less than 3 years	6.25%
3 years to less than 5 years	6.00%
5 years & above up to 10 years	6.00%

Rate over time

How Central Bank of India's rate has moved

Last 12 months

Tenor

Net change · 290d

-30 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Central Bank of India compares.

Vs PSU average

6.24%

-14 bps below

Vs Pvt average

6.53%

-43 bps below

Vs SFB average

6.63%

-53 bps below

On a 1-year FD, Central Bank of India ranks #9 of 9 PSU Banks we track. Its rate is -14 bps below the PSU average.

See full PSU Banks leaderboard

Have a question?

Ask Capera anything about these rates.

Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.

Or email hello@capera.co directly.

Take it with you

Frequently asked

About Central Bank of India FDs.

Other banks

Top peers by 1-year rate

See all 39

See all 39 banks

Central Bank of India · the other side

See Central Bank of India loan rates

Current EBLR 8.25% · MCLR term structure · revision history

All loan rates

Compare lending rates across banks

EBLR & MCLR for 15 banks, benchmarked against the RBI repo rate

Compare bank FX rates

All 20 banks · ranked by spread

Same trade can cost 10× more at the widest bank — see today's cohort

Higher-yield alternative

Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.