What is Kotak Mahindra Bank's current FD rate?

See Kotak Mahindra Bank FD rates page.

How does Kotak Mahindra Bank compare to other Pvt Banks?

See Kotak Mahindra Bank FD rates page.

Are Kotak Mahindra Bank FDs covered by deposit insurance?

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When was this data last updated?

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Capera

Kotak Mahindra Bank
fixed deposit rates

Today Kotak Mahindra Bank offers 6.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 18 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Private Bank·Private sector

1-year rate

6.50%

Retail (< ₹3 cr)

5-year rate

6.25%

Retail (< ₹3 cr)

Best rate

6.80%

2 years to less than 3 years

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

18 slabs · retail

Compare with up to 2 banks

1 / 3

Kotak Mahindra Bank

This page

Kotak Mahindra Bank (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
7 – 14 days	Short	2.75%
15 – 30 days	Medium	2.75%
31 – 45 days	Medium	3.00%
46 – 90 days	Medium	3.50%
91 days	Medium	4.00%
92 – 179 days	Medium	4.25%
180 days	Medium	5.00%
181 days to 269 days	Medium	5.50%
270 days	Medium	5.50%
271 days to 363 days	Medium	6.00%
364 days	Medium	6.00%
365 days to less than 15 months	Long	6.50%
15 months to less than 18 months	Long	6.70%
18 months to less than 2 years	Long	6.70%
2 years to less than 3 years	Long	6.80%★ Best
3 years to less than 4 years	Long	6.40%
4 years to less than 5 years	Long	6.40%
5 years to 10 years	Ultra-long	6.25%

Rate over time

How Kotak Mahindra Bank's rate has moved

Last 12 months

Tenor

Net change · 229d

+25 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Kotak Mahindra Bank compares.

Vs Pvt average

6.54%

-4 bps below

Vs PSU average

6.24%

+26 bps above

Vs SFB average

6.49%

+1 bps above

On a 1-year FD, Kotak Mahindra Bank ranks #6 of 10 Pvt Banks we track. Its rate is -4 bps below the Pvt average.

See full Pvt Banks leaderboard

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Frequently asked

About Kotak Mahindra Bank FDs.

Other banks

Top peers by 1-year rate

See all 39

See all 39 banks

Head-to-head

Compare Kotak Mahindra Bank with…

vs State Bank of India

FD rates · side by side

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vs ICICI Bank

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vs Axis Bank

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Kotak Mahindra Bank · the other side

See Kotak Mahindra Bank loan rates

Current EBLR 7.60% · MCLR term structure · revision history

All loan rates

Compare lending rates across banks

EBLR & MCLR for 15 banks, benchmarked against the RBI repo rate

Kotak Mahindra Bank · forex side

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