What is LIC Housing Finance's current FD rate?

See LIC Housing Finance FD rates page.

How does LIC Housing Finance compare to other HFCs?

See LIC Housing Finance FD rates page.

Are LIC Housing Finance FDs covered by deposit insurance?

See LIC Housing Finance FD rates page.

When was this data last updated?

See LIC Housing Finance FD rates page.

Capera

LIC Housing Finance
fixed deposit rates

Today LIC Housing Finance offers 6.70% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 6 brackets covering 365 days to 5 years.

Live · updated Thu, 25 June 2026·Housing Finance Company·Public sector

1-year rate

6.70%

Retail (< ₹3 cr)

5-year rate

6.90%

Retail (< ₹3 cr)

Best rate

6.90%

5 years

Slabs published

365 d – 5 yr

Rate × tenor

The full curve

6 slabs · retail

Compare with up to 2 banks

1 / 3

LIC Housing Finance

This page

LIC Housing Finance (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
1 year	Long	6.70%
15 months	Long	6.75%
18 months	Long	6.75%
2 years	Long	6.80%
3 years	Long	6.85%
5 years	Ultra-long	6.90%★ Best

Bulk deposits

Same bank, ≥ ₹3 crore

6 slabs · bulk

Tenor	Rate · bulk
1 year	6.70%
15 months	6.75%
18 months	6.75%
2 years	6.80%
3 years	6.85%
5 years	6.90%

Rate over time

How LIC Housing Finance's rate has moved

Last 12 months

Tenor

Net change · 55d

0 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How LIC Housing Finance compares.

Vs HFC average

7.05%

-35 bps below

Vs PSU average

6.24%

+46 bps above

Vs Pvt average

6.54%

+16 bps above

On a 1-year FD, LIC Housing Finance ranks #5 of 5 HFCs we track. Its rate is -35 bps below the HFC average.

See full HFCs leaderboard

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Frequently asked

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