PNB Housing Finance
fixed deposit rates
Today PNB Housing Finance offers 6.85% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 5 brackets covering 365 days to 5 years.
1-year rate
6.85%
Retail (< ₹3 cr)
5-year rate
7.10%
Retail (< ₹3 cr)
Best rate
7.10%
Across 3 tenors
Slabs published
5
365 d – 5 yr
Rate × tenor
The full curve
5 slabs · retail
Compare with up to 2 banks
1 / 3
PNB Housing Finance
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 12 – 23 | 365–700 d | Long | 6.85% |
| 24 – 35 | 730–1064 d | Long | 7.00% |
| 36 – 47 | 1095–1430 d | Long | 7.10%★ Best |
| 48 – 59 | 1460–1794 d | Long | 7.10%★ Best |
| 60Special | 1825 d | Ultra-long | 7.10%★ Best |
Bulk deposits
Same bank, ≥ ₹3 crore
5 slabs · bulk
| Tenor | Days | Rate · bulk |
|---|---|---|
| 12 – 23 | 365–700 d | 6.85% |
| 24 – 35 | 730–1064 d | 7.00% |
| 36 – 47 | 1095–1430 d | 7.10% |
| 48 – 59 | 1460–1794 d | 7.10% |
| 60Special | 1825 d | 7.10% |
Rate over time
How PNB Housing Finance's rate has moved
Last 12 months
Tenor
Net change · 3d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How PNB Housing Finance compares.
Vs SCB average
6.44%
+41 bps above
Vs SFB average
6.47%
+38 bps above
Vs NBFC average
7.03%
-18 bps below
On a 1-year FD, PNB Housing Finance ranks #5 of 10 NBFCs we track. Its rate is -18 bps below the NBFC average.
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Frequently asked
About PNB Housing Finance FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.25% · 1Y
Muthoot Capital Services
7.65% · 1Y
Unity Small Finance Bank
7.50% · 1Y
Ujjivan Small Finance Bank
7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
Equitas Small Finance Bank
6.90% · 1Y
- SC
Shriram City Union Finance
6.79% · 1Y
Compare with the rest
See PNB Housing Finance alongside 9 other NBFCs.
The full NBFC leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India