Equitas Small Finance Bank
fixed deposit rates
Today Equitas Small Finance Bank offers 6.90% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 22 brackets covering 7 days to 10 years.
1-year rate
6.90%
Retail (< ₹3 cr)
5-year rate
7.00%
Retail (< ₹3 cr)
Best rate
7.40%
888 days
Slabs published
22
7 d – 10 yr
Rate × tenor
The full curve
22 slabs · retail
Compare with up to 2 banks
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Equitas Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 – 14 days | 7–14 d | Short | 3.50% |
| 15 – 29 days | 15–29 d | Short | 3.50% |
| 30 – 45 days | 30–45 d | Medium | 4.00% |
| 46 – 62 days | 46–62 d | Medium | 4.75% |
| 63 – 90 days | 63–90 d | Medium | 4.75% |
| 91 – 120 days | 91–120 d | Medium | 5.25% |
| 121 – 180 days | 121–180 d | Medium | 5.25% |
| 181 – 210 days | 181–210 d | Medium | 6.35% |
| 211 – 270 days | 211–270 d | Medium | 6.35% |
| 271 – 364 days | 271–364 d | Medium | 6.35% |
| 1 year to 443 days | 365–443 d | Long | 6.90% |
| 444 daysSpecial | 444 d | Long | 6.90% |
| 445 days to 18 months | 445–548 d | Long | 6.90% |
| 18 months 1 day to 2 years | 549–730 d | Long | 6.90% |
| 2 years 1 day to 776 days | 731–776 d | Long | 7.00% |
| 777 daysSpecial | 777 d | Long | 7.00% |
| 778 days to 887 days | 778–887 d | Long | 7.00% |
| 888 daysSpecial · +40 bp | 888 d | Long | 7.40%★ Best |
| 889 days to 3 years | 889–1095 d | Long | 7.00% |
| 3 years 1 day to 4 years | 1096–1460 d | Long | 7.00% |
| 4 years 1 day to 5 years | 1461–1825 d | Ultra-long | 7.00% |
| 5 years 1 day to 10 years | 1826–3650 d | Ultra-long | 7.00% |
Rate over time
How Equitas Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 185d
-10 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Equitas Small Finance Bank compares.
Vs SCB average
6.44%
+46 bps above
Vs SFB average
6.47%
+43 bps above
Vs NBFC average
7.03%
-13 bps below
On a 1-year FD, Equitas Small Finance Bank ranks #4 of 9 Small Finance Banks we track. Its rate is +43 bps above the SFB average.
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Frequently asked
About Equitas Small Finance Bank FDs.
Other banks
Top peers by 1-year rate
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8.25% · 1Y
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7.65% · 1Y
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7.50% · 1Y
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7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
PNB Housing Finance
6.85% · 1Y
- SC
Shriram City Union Finance
6.79% · 1Y
Compare with the rest
See Equitas Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India