Unity Small Finance Bank
fixed deposit rates
Today Unity Small Finance Bank offers 7.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 16 brackets covering 7 days to 10 years.
1-year rate
7.50%
Retail (< ₹3 cr)
5-year rate
6.75%
Retail (< ₹3 cr)
Best rate
7.50%
1 year
Slabs published
16
7 d – 10 yr
Rate × tenor
The full curve
16 slabs · retail
Compare with up to 2 banks
1 / 3
Unity Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 4.00% |
| 15 days to 45 days | 15–45 d | Medium | 4.00% |
| 46 days to 60 days | 46–60 d | Medium | 4.75% |
| 61 days to 90 days | 61–90 d | Medium | 5.00% |
| 91 days to 164 days | 91–164 d | Medium | 5.00% |
| 165 days to 6 months | 165–182 d | Medium | 5.50% |
| Above 6 months to 201 days | 183–201 d | Medium | 6.25% |
| 202 days to 364 days | 202–364 d | Medium | 6.25% |
| 1 yearSpecial · +125 bp | 365 d | Long | 7.50%★ Best |
| Above 1 year 1 day to 500 days | 366–500 d | Long | 6.50% |
| 501 daysSpecial · +25 bp | 501 d | Long | 6.75% |
| 502 days to 18 months | 502–700 d | Long | 6.75% |
| 701 daysSpecial | 701 d | Long | 6.75% |
| 702 days to 998 days | 702–998 d | Long | 6.75% |
| 999 days to 34 months | 999–1825 d | Ultra-long | 6.75% |
| Above 5 years to 10 years | 1826–3650 d | Ultra-long | 6.00% |
Rate over time
How Unity Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
+100 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Unity Small Finance Bank compares.
Vs SCB average
6.44%
+106 bps above
Vs SFB average
6.47%
+103 bps above
Vs NBFC average
7.03%
+47 bps above
On a 1-year FD, Unity Small Finance Bank ranks #1 of 9 Small Finance Banks we track. Its rate is +103 bps above the SFB average.
See full SFB leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore — write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About Unity Small Finance Bank FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.25% · 1Y
Muthoot Capital Services
7.65% · 1Y
Ujjivan Small Finance Bank
7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
Equitas Small Finance Bank
6.90% · 1Y
PNB Housing Finance
6.85% · 1Y
- SC
Shriram City Union Finance
6.79% · 1Y
Compare with the rest
See Unity Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India