1-year rate
6.20%
Retail (< ₹3 cr)
5-year rate
6.00%
Retail (< ₹3 cr)
Best rate
6.20%
Above 1 year to less than 2 years
Slabs published
14
7 d – 5 yr
Rate × tenor
The full curve
14 slabs · retail
Compare with up to 2 banks
1 / 3
Indian Bank
This page
| Tenor | Bucket | Rate · retail |
|---|---|---|
| 7 days to 14 days | Short | 2.80% |
| 15 days to 29 days | Short | 2.80% |
| 30 days to 45 days | Medium | 3.00% |
| 46 days to 90 days | Medium | 3.25% |
| 91 days to 120 days | Medium | 3.50% |
| 121 days to 180 days | Medium | 3.85% |
| 181 days to less than 9 months | Medium | 4.50% |
| 9 months to less than 1 year (Except 300 Days) | Medium | 4.75% |
| 1 year | Long | 6.10% |
| Above 1 year to less than 2 years | Long | 6.20%★ Best |
| 2 years to less than 3 years | Long | 6.15% |
| 3 years to less than 5 years | Long | 6.05% |
| 5 years | Ultra-long | 6.00% |
| Above 5 years | Ultra-long | 6.00% |
Rate over time
How Indian Bank's rate has moved
Last 12 months
Tenor
Net change · 230d
+10 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Indian Bank compares.
Vs PSU average
6.24%
-4 bps below
Vs Pvt average
6.54%
-34 bps below
Vs SFB average
6.49%
-29 bps below
On a 1-year FD, Indian Bank ranks #6 of 9 PSU Banks we track. Its rate is -4 bps below the PSU average.
See full PSU Banks leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About Indian Bank FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.25% · 1Y
Muthoot Capital Services
7.65% · 1Y
Unity Small Finance Bank
7.50% · 1Y
Ujjivan Small Finance Bank
7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
Equitas Small Finance Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
PNB Housing Finance
6.85% · 1Y
Shriram Finance
6.79% · 1Y
Higher-yield alternative
Bonds you can buy right now
An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 15.25%). We don't sell bonds; we show you everyone's price.
RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAAYield
8.81%
RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAA(CE)Yield
8.25%
RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAYield
11.64%RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AA-(SO)Yield
11.50%
RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
BBBYield
15.25%
RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
BBBYield
15.00%
Compare with the rest
See Indian Bank alongside 8 other PSU Banks.
The full PSU Banks leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India