Indian Bank
fixed deposit rates
Today Indian Bank offers 6.20% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 12 brackets covering 7 days to 5 years.
1-year rate
6.20%
Retail (< ₹3 cr)
5-year rate
6.00%
Retail (< ₹3 cr)
Best rate
6.20%
Above 1 year to less than 2 years (Except 444 & 555 days)
Slabs published
12
7 d – 5 yr
Rate × tenor
The full curve
12 slabs · retail
Compare with up to 2 banks
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Indian Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 2.80% |
| 15 days to 29 days | 15–29 d | Short | 2.80% |
| 30 days to 45 days | 30–45 d | Medium | 3.00% |
| 46 days to 90 days | 46–90 d | Medium | 3.25% |
| 91 days to 120 days | 91–120 d | Medium | 3.50% |
| 121 days to 180 days | 121–180 d | Medium | 3.85% |
| 181 days to less than 9 months | 181–273 d | Medium | 4.50% |
| 9 months to less than 1 year (Except 300 Days) | 274–364 d | Medium | 4.75% |
| 1 yearSpecial · +135 bp | 365 d | Long | 6.10% |
| Above 1 year to less than 2 years (Except 444 & 555 days) | 365–1728 d | Long | 6.20%★ Best |
| 3 years to less than 5 years | 1729–1824 d | Long | 6.05% |
| 5 yearsSpecial · -5 bp | 1825 d | Ultra-long | 6.00% |
Rate over time
How Indian Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
+10 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Indian Bank compares.
Vs SCB average
6.44%
-24 bps below
Vs SFB average
6.47%
-27 bps below
Vs NBFC average
7.03%
-83 bps below
On a 1-year FD, Indian Bank ranks #18 of 20 Scheduled Commercial Banks we track. Its rate is -24 bps below the SCB average.
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Compare with the rest
See Indian Bank alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India