ICICI Bank
fixed deposit rates

Today ICICI Bank offers 6.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 9 brackets covering 7 days to 10 years.

Live · updated Tue, 25 August 2026·Private Bank·Private sector

1-year rate

6.25%

Retail (< ₹3 cr)

5-year rate

6.50%

Retail (< ₹3 cr)

Best rate

6.50%

Across 2 tenors

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

9 slabs · retail

Compare with up to 2 banks

1 / 3

ICICI Bank

This page

ICICI Bank (< ₹3 cr)Best rate

Tenor	Bucket	Rate · retail
7 days to 45 days	Medium	2.75%
46 days to 90 days	Medium	4.00%
91 days to 184 days	Medium	4.50%
185 days to less than 1 year	Medium	5.50%
1 year to less than 18 months	Long	6.25%
18 months to 2 years	Long	6.30%
2 Years 1 Day to 3 Years	Long	6.45%
3 Years 1 Day to 5 Years	Ultra-long	6.50%★ Best
5 Years 1 Day to 10 Years	Ultra-long	6.50%★ Best

Bulk deposits

Same bank, ≥ ₹3 crore

13 slabs · bulk

Tenor	Rate · bulk
7 days to 29 days	3.50%
30 days to 45 days	4.25%
46 days to 60 days	4.50%
61 days to 90 days	4.75%
91 days to 184 days	5.25%
185 days to less than 270 days	5.50%
271 days to less than 1 year	5.75%
1 year to less than 389 days	6.25%
390 days to less than 18 months	6.25%
18 months to 2 years	6.30%
2 years 1 day to 3 years	6.45%
3 years 1 day to 5 years	6.50%
5 years 1 day to 10 years	6.50%

Rate over time

How ICICI Bank's rate has moved

Last 12 months

Tenor

Net change · 291d

0 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How ICICI Bank compares.

Vs Pvt average

6.53%

-28 bps below

Vs PSU average

6.24%

+1 bps above

Vs SFB average

6.63%

-38 bps below

On a 1-year FD, ICICI Bank ranks #10 of 10 Pvt Banks we track. Its rate is -28 bps below the Pvt average.

See full Pvt Banks leaderboard

Have a question?

Ask Capera anything about these rates.

Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.

Or email hello@capera.co directly.

Take it with you

Frequently asked

About ICICI Bank FDs.

Other banks

Top peers by 1-year rate

See all 39

See all 39 banks

Head-to-head

Compare ICICI Bank with…

vs State Bank of India

FD rates · side by side

vs HDFC Bank

FD rates · side by side

vs Axis Bank

FD rates · side by side

vs Kotak Mahindra Bank

FD rates · side by side

ICICI Bank · the other side

See ICICI Bank loan rates

Current EBLR 7.55% · MCLR term structure · revision history

All loan rates

Compare lending rates across banks

EBLR & MCLR for 15 banks, benchmarked against the RBI repo rate

ICICI Bank · forex side

See ICICI Bank forex rates

Today's USD, EUR, GBP, AED card rates · TT, bills, travel card, cash

Compare bank FX rates

All 20 banks · ranked by spread

Same trade can cost 10× more at the widest bank — see today's cohort

Higher-yield alternative

Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.