ICICI Bank

vs

State Bank of India

Fixed deposit rates,
side by side.

Live · updated 11 May 2026

Headline rates

1-year retail

ICICI Bank

6.25%

1-year retail

State Bank of India

6.25%

5-year retail

ICICI Bank

6.50%★ leads

5-year retail

State Bank of India

6.05%

Worked example

What ₹10 lakh would earn over 1 year.

ICICI Bank

62,500

State Bank of India

62,500

Difference: 0 over the year. Simple-interest approximation; actual yield depends on compounding frequency.

Rate × tenor

The full curve.

ICICI Bank (< ₹3 cr)State Bank of IndiaBest rate

Slab-by-slab

Every tenor, both banks.

TenorBucketRate
7 days to 45 daysMEDIUM2.75%
46 days to 90 daysMEDIUM4.00%
91 days to 184 daysMEDIUM4.50%
185 days to less than 1 yearMEDIUM5.50%
1 year to less than 18 monthsLONG6.25%
18 months to 2 yearsLONG6.30%
2 Years 1 Day to 3 YearsLONG6.45%
3 Years 1 Day to 5 YearsLONG6.50%★ best
5 Years 1 Day to 10 YearsULTRA-LONG6.50%
TenorBucketRate
7 days to 45 daysMEDIUM3.05%
46 days to 179 daysMEDIUM4.90%
180 days to 210 daysMEDIUM5.65%
211 days to less than 1 yearMEDIUM5.90%
1 year to less than 2 yearLONG6.25%
444 days (Amrit Vrishti)LONG6.45%★ best
2 years to less than 3 yearsLONG6.40%
3 years to less than 5 yearsLONG6.30%
5 years and up to 10 yearsULTRA-LONG6.05%

Pick any two banks

Other comparisons

Or jump to a single bank: ICICI Bank FD rates · State Bank of India FD rates