What is State Bank of India's current FD rate?

See State Bank of India FD rates page.

How does State Bank of India compare to other PSU Banks?

See State Bank of India FD rates page.

Are State Bank of India FDs covered by deposit insurance?

See State Bank of India FD rates page.

When was this data last updated?

See State Bank of India FD rates page.

Capera

State Bank of India
fixed deposit rates

Today State Bank of India offers 6.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 9 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Public Sector Bank·Public sector

1-year rate

6.25%

Retail (< ₹3 cr)

5-year rate

6.05%

Retail (< ₹3 cr)

Best rate

6.45%

444 days (Amrit Vrishti)

Slabs published

7 d – 10 yr

Rate × tenor

The full curve

9 slabs · retail

Compare with up to 2 banks

1 / 3

State Bank of India

This page

State Bank of India (< ₹3 cr)Best rateSingle-day special

Tenor	Bucket	Rate · retail
7 days to 45 days	Medium	3.05%
46 days to 179 days	Medium	4.90%
180 days to 210 days	Medium	5.65%
211 days to less than 1 year	Medium	5.90%
1 year to less than 2 year	Long	6.25%
444 days (Amrit Vrishti)	Long	6.45%★ Best
2 years to less than 3 years	Long	6.40%
3 years to less than 5 years	Long	6.30%
5 years and up to 10 years	Ultra-long	6.05%

Bulk deposits

Same bank, ≥ ₹3 crore

9 slabs · bulk

Tenor	Rate · bulk
7 days to 14 days	4.50%
15 days to 45 days	5.00%
46 days to 179 days	5.10%
180 days to 210 days	5.60%
211 days to less than 1 year	5.60%
1 year to less than 2 years	6.25%
2 years to less than 3 years	6.15%
3 years to less than 5 years	6.00%
5 years and up to 10 years	6.00%

Rate over time

How State Bank of India's rate has moved

Last 12 months

Tenor

Net change · 230d

0 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How State Bank of India compares.

Vs PSU average

6.24%

+1 bps above

Vs Pvt average

6.54%

-29 bps below

Vs SFB average

6.49%

-24 bps below

On a 1-year FD, State Bank of India ranks #3 of 9 PSU Banks we track. Its rate is +1 bps above the PSU average.

See full PSU Banks leaderboard

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Frequently asked

About State Bank of India FDs.

Other banks

Top peers by 1-year rate

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Head-to-head

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State Bank of India · the other side

See State Bank of India loan rates

Current EBLR 8.15% · MCLR term structure · revision history

All loan rates

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EBLR & MCLR for 15 banks, benchmarked against the RBI repo rate

State Bank of India · forex side

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