HDFC Bank
vs
ICICI Bank
Fixed deposit rates,
side by side.
Live · updated 11 May 2026
Headline rates
1-year retail
HDFC Bank
6.25%
1-year retail
ICICI Bank
6.25%
5-year retail
HDFC Bank
6.40%
5-year retail
ICICI Bank
6.50%★ leads
Worked example
What ₹10 lakh would earn over 1 year.
HDFC Bank
₹62,500
ICICI Bank
₹62,500
Difference: ₹0 over the year. Simple-interest approximation; actual yield depends on compounding frequency.
Rate × tenor
The full curve.
HDFC Bank (< ₹3 cr)ICICI BankBest rateSingle-day special
Slab-by-slab
Every tenor, both banks.
| Tenor | Bucket | Rate |
|---|---|---|
| 7 – 14 days | SHORT | 2.75% |
| 15 – 29 days | SHORT | 2.75% |
| 30 – 45 days | MEDIUM | 3.25% |
| 46 – 60 days | MEDIUM | 4.25% |
| 61 – 89 days | MEDIUM | 4.25% |
| 90 days – 6 months | MEDIUM | 4.25% |
| 6 months 1 day – 9 months | MEDIUM | 5.50% |
| 9 months 1 day – less than 1 year | MEDIUM | 5.75% |
| 1 year – less than 15 months | LONG | 6.25% |
| 15 months – less than 18 months | LONG | 6.35% |
| 18 months – less than 21 months | LONG | 6.45% |
| 21 months – 2 years | LONG | 6.45% |
| 2 years 1 day – less than 2 years 11 months | LONG | 6.45% |
| 2 years 11 months (35 months) | LONG | 6.45% |
| 2 years 11 months 1 day – 3 years | LONG | 6.45% |
| 3 years 1 day – less than 4 years 7 months | LONG | 6.50%★ best |
| 4 years 7 months (55 months) | LONG | 6.40% |
| 4 years 7 months 1 day – 5 years | LONG | 6.40% |
| 5 years 1 day – 10 years | ULTRA-LONG | 6.15% |
| Tenor | Bucket | Rate |
|---|---|---|
| 7 days to 45 days | MEDIUM | 2.75% |
| 46 days to 90 days | MEDIUM | 4.00% |
| 91 days to 184 days | MEDIUM | 4.50% |
| 185 days to less than 1 year | MEDIUM | 5.50% |
| 1 year to less than 18 months | LONG | 6.25% |
| 18 months to 2 years | LONG | 6.30% |
| 2 Years 1 Day to 3 Years | LONG | 6.45% |
| 3 Years 1 Day to 5 Years | LONG | 6.50%★ best |
| 5 Years 1 Day to 10 Years | ULTRA-LONG | 6.50% |
Pick any two banks
Other comparisons
HDFC Bank vs State Bank of India
FD rate comparison
ICICI Bank vs State Bank of India
FD rate comparison
Axis Bank vs HDFC Bank
FD rate comparison
HDFC Bank vs Kotak Mahindra Bank
FD rate comparison
HDFC Bank vs Punjab National Bank
FD rate comparison
Axis Bank vs ICICI Bank
FD rate comparison
Or jump to a single bank: HDFC Bank FD rates · ICICI Bank FD rates