India · 90-day FD
Best 90-day FD rates,
today.
The highest 90-day retail rate today is 5.00%, offered by Axis Bank. We track 29 banks at this tenor, refreshed daily.
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3 months · 90d
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Top 3 today
Who picks a 90-day FD
A common parking horizon for working capital that won't be needed until the next quarter-end.
Category leaders
Best 90-day rate in each bank category.
System-wide average at 90-day: 4.37%.
Full ranking
All 29 banks at 90-day.
29 banks
- 01
Axis BankPrivate Bank5.00%5.00% - 02
Bank of BarodaPublic Sector Bank5.00%5.00% - 03
Unity Small Finance BankSmall Finance Bank5.00%5.00% - 04
State Bank of IndiaPublic Sector Bank4.90%4.90% - 05
IndusInd BankPrivate Bank4.75%4.75% - 06
AU Small Finance BankSmall Finance Bank4.75%4.75% - 07
Equitas Small Finance BankSmall Finance Bank4.75%4.75% - 08
Ujjivan Small Finance BankSmall Finance Bank4.65%4.65% - 09
Punjab National BankPublic Sector Bank4.50%4.50% - 10
YES BankPrivate Bank4.50%4.50% - 11
Utkarsh Small Finance BankSmall Finance Bank4.50%4.50% - 12
Suryoday Small Finance BankSmall Finance Bank4.50%4.50% - 13
SBM BankForeign Bank4.50%4.50% - 14
Bank of IndiaPublic Sector Bank4.50%4.50% - 15
RBL BankPrivate Bank4.50%4.50% - 16
DCB BankPrivate Bank4.50%4.50% - 17
Slice Small Finance BankSmall Finance Bank4.50%4.50% - 18
IDFC First BankPrivate Bank4.50%4.50% - 19
HDFC BankPrivate Bank4.25%4.25% - 20
Federal BankPrivate Bank4.25%4.25% - 21
Shivalik Small Finance BankSmall Finance Bank4.25%4.25% - 22
ICICI BankPrivate Bank4.00%4.00% - 23
Canara BankPublic Sector Bank4.00%4.00% - 24
Central Bank of IndiaPublic Sector Bank4.00%4.00% - 25
Union Bank of IndiaPublic Sector Bank4.00%4.00% - 26
ESAF Small Finance BankSmall Finance Bank3.75%3.75% - 27
Bank of MaharashtraPublic Sector Bank3.75%3.75% - 28
Kotak Mahindra BankPrivate Bank3.50%3.50% - 29
Indian BankPublic Sector Bank3.25%3.25%
Deposit ladder
What different amounts earn over 90-day
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 5.00%; deposits at or above it use the bulk card at 5.95%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹616 | ₹50,616 | retail · 5.00% |
| ₹1,00,0001 lakh | ₹1,233 | ₹1,01,233 | retail · 5.00% |
| ₹2,00,0002 lakh | ₹2,466 | ₹2,02,466 | retail · 5.00% |
| ₹5,00,0005 lakh | ₹6,164 | ₹5,06,164 | retail · 5.00% |
| ₹10,00,00010 lakh | ₹12,328 | ₹10,12,328 | retail · 5.00% |
| ₹20,00,00020 lakh | ₹24,655 | ₹20,24,655 | retail · 5.00% |
| ₹50,00,00050 lakh | ₹61,639 | ₹50,61,639 | retail · 5.00% |
| ₹1,00,00,0001 crore | ₹1,23,277 | ₹1,01,23,277 | retail · 5.00% |
| ₹2,50,00,0002.5 crore | ₹3,08,193 | ₹2,53,08,193 | retail · 5.00% |
| ₹5,00,00,0005 crore | ₹7,33,487 | ₹5,07,33,487 | bulk · 5.95% |
| ₹10,00,00,00010 crore | ₹14,66,975 | ₹10,14,66,975 | bulk · 5.95% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Common questions
About 90-day FDs.
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