Union Bank of India
fixed deposit rates
Today Union Bank of India offers 6.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 16 brackets covering 7 days to 10 years.
1-year rate
6.25%
Retail (< ₹3 cr)
5-year rate
6.00%
Retail (< ₹3 cr)
Best rate
6.60%
444 days (New Slab)
Slabs published
16
7 d – 10 yr
Rate × tenor
The full curve
16 slabs · retail
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Union Bank of India
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 2.70% |
| 15 days to 30 days | 15–30 d | Medium | 2.80% |
| 31 days to 45 days | 31–45 d | Medium | 3.00% |
| 46 days to 90 days | 46–90 d | Medium | 4.00% |
| 91 days to 120 days | 91–120 d | Medium | 4.50% |
| 121 days to 180 days | 121–180 d | Medium | 5.00% |
| 181 days to 270 days | 181–270 d | Medium | 5.60% |
| 271 days to 364 days | 271–364 d | Medium | 5.90% |
| Above 1 year to 399 days | 365–399 d | Long | 6.25% |
| 400 daysSpecial · +10 bp | 400 d | Long | 6.35% |
| 401 days to 443 days | 401–443 d | Long | 6.25% |
| 444 days (New Slab)Special · +35 bp | 444 d | Long | 6.60%★ Best |
| 445 days to 2 years | 445–996 d | Long | 6.20% |
| 997 daysSpecial · -5 bp | 997 d | Long | 6.15% |
| Above 998 days to 3 years | 998–1095 d | Long | 6.20% |
| Above 3 years to 10 years | 1096–3650 d | Ultra-long | 6.00% |
Rate over time
How Union Bank of India's rate has moved
Last 12 months
Tenor
Net change · 185d
-15 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Union Bank of India compares.
Vs SCB average
6.44%
-19 bps below
Vs SFB average
6.47%
-22 bps below
Vs NBFC average
7.03%
-78 bps below
On a 1-year FD, Union Bank of India ranks #17 of 20 Scheduled Commercial Banks we track. Its rate is -19 bps below the SCB average.
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Compare with the rest
See Union Bank of India alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
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