India · 2-year FD

Best 2-year FD rates,
today.

The highest 2-year retail rate today is 8.25%, offered by Manipal Housing Finance. We track 39 banks at this tenor, refreshed daily.

Live · updated 11 May 2026·See all tenors

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2 years · 730d

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Who picks a 2-year FD

Sweet-spot for medium-term goals. Often pays a small premium over 1-year without locking up cash for too long.

Category leaders

Best 2-year rate in each bank category.

System-wide average at 2-year: 6.89%.

Full ranking

All 39 banks at 2-year.

39 banks

  1. 01Manipal Housing FinancePrivate · NBFC8.25%
  2. 02Muthoot Capital ServicesPrivate · NBFC8.00%
  3. 03ESAF Small Finance BankPrivate · SFB7.75%
  4. 04Utkarsh Small Finance BankPrivate · SFB7.50%
  5. 05Slice Small Finance BankPrivate · SFB7.50%
  6. 06Ujjivan Small Finance BankPrivate · SFB7.45%
  7. 07SBM BankPrivate · SCB7.30%
  8. 08Suryoday Small Finance BankPrivate · SFB7.25%
  9. 09Sundaram FinancePrivate · NBFC7.25%
  10. 10IDFC First BankPrivate · SCB7.25%
  11. 11RBL BankPrivate · SCB7.20%
  12. 12DCB BankPrivate · SCB7.15%
  13. 13Shriram FinancePrivate · NBFC7.02%
  14. 14YES BankPrivate · SCB7.00%
  15. 15AU Small Finance BankPrivate · SFB7.00%
  16. 16KTDFCPrivate · NBFC7.00%
  17. 17PNB Housing FinancePrivate · NBFC7.00%
  18. 18Sundaram Home FinancePrivate · NBFC7.00%
  19. 19Mahindra FinancePrivate · NBFC7.00%
  20. 20Shivalik Small Finance BankPrivate · SFB7.00%
  21. 21IndusInd BankPrivate · SCB6.90%
  22. 22Equitas Small Finance BankPrivate · SFB6.90%
  23. 23ICICI Home FinancePrivate · NBFC6.85%
  24. 24LIC Housing FinancePrivate · NBFC6.80%
  25. 25Kotak BankPrivate · SCB6.80%
  26. 26Unity Small Finance BankPrivate · SFB6.75%
  27. 27Axis BankPrivate · SCB6.45%
  28. 28HDFC BankPrivate · SCB6.45%
  29. 29SBIPublic · SCB6.40%
  30. 30Federal BankPrivate · SCB6.40%
  31. 31ICICI BankPrivate · SCB6.30%
  32. 32PNBPublic · SCB6.30%
  33. 33Bank of IndiaPublic · SCB6.30%
  34. 34Canara BankPublic · SCB6.25%
  35. 35Bank of BarodaPublic · SCB6.25%
  36. 36Central Bank of IndiaPublic · SCB6.25%
  37. 37Union Bank of IndiaPublic · SCB6.20%
  38. 38Indian BankPublic · SCB6.15%
  39. 39Bank of MaharashtraPublic · SCB6.15%

Common questions

About 2-year FDs.

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