Capera

India · 2-year FD

Best 2-year FD rates,
today.

The highest 2-year retail rate today is 8.25%, offered by Manipal Housing Finance. We track 39 banks at this tenor, refreshed daily.

Live · updated Fri, 26 June 2026·See all tenors

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2 years · 730d

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Who picks a 2-year FD

Sweet-spot for medium-term goals. Often pays a small premium over 1-year without locking up cash for too long.

Full ranking

All 39 banks at 2-year.

39 banks

  1. 01Manipal Housing FinanceHousing Finance Company8.25%
  2. 02Muthoot Capital ServicesNBFC8.00%
  3. 03Shivalik Small Finance BankSmall Finance Bank8.00%
  4. 04SBM BankForeign Bank7.85%
  5. 05Ujjivan Small Finance BankSmall Finance Bank7.80%
  6. 06ESAF Small Finance BankSmall Finance Bank7.75%
  7. 07Utkarsh Small Finance BankSmall Finance Bank7.50%
  8. 08DCB BankPrivate Bank7.50%
  9. 09Slice Small Finance BankSmall Finance Bank7.50%
  10. 10IDFC First BankPrivate Bank7.35%
  11. 11Suryoday Small Finance BankSmall Finance Bank7.25%
  12. 12Sundaram FinanceNBFC7.25%
  13. 13RBL BankPrivate Bank7.20%
  14. 14Shriram FinanceNBFC7.02%
  15. 15YES BankPrivate Bank7.00%
  16. 16IndusInd BankPrivate Bank7.00%
  17. 17AU Small Finance BankSmall Finance Bank7.00%
  18. 18KTDFCNBFC7.00%
  19. 19PNB Housing FinanceHousing Finance Company7.00%
  20. 20Sundaram Home FinanceHousing Finance Company7.00%
  21. 21Mahindra FinanceNBFC7.00%
  22. 22Equitas Small Finance BankSmall Finance Bank7.00%
  23. 23ICICI Home FinanceHousing Finance Company6.85%
  24. 24LIC Housing FinanceHousing Finance Company6.80%
  25. 25Kotak Mahindra BankPrivate Bank6.80%
  26. 26Unity Small Finance BankSmall Finance Bank6.75%
  27. 27Bank of IndiaPublic Sector Bank6.60%
  28. 28Axis BankPrivate Bank6.45%
  29. 29HDFC BankPrivate Bank6.45%
  30. 30State Bank of IndiaPublic Sector Bank6.40%
  31. 31Federal BankPrivate Bank6.40%
  32. 32ICICI BankPrivate Bank6.30%
  33. 33Punjab National BankPublic Sector Bank6.30%
  34. 34Canara BankPublic Sector Bank6.25%
  35. 35Bank of BarodaPublic Sector Bank6.25%
  36. 36Central Bank of IndiaPublic Sector Bank6.25%
  37. 37Indian BankPublic Sector Bank6.15%
  38. 38Union Bank of IndiaPublic Sector Bank6.15%
  39. 39Bank of MaharashtraPublic Sector Bank6.15%

Common questions

About 2-year FDs.

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