Capera

Utkarsh Small Finance Bank
fixed deposit rates

Today Utkarsh Small Finance Bank offers 6.00% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 11 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Small Finance Bank·Private sector

1-year rate

6.00%

Retail (< ₹3 cr)

5-year rate

7.00%

Retail (< ₹3 cr)

Best rate

8.10%

666 days

Slabs published

11

7 d – 10 yr

Rate × tenor

The full curve

11 slabs · retail

Compare with up to 2 banks

1 / 3

Utkarsh Small Finance Bank

This page

Utkarsh Small Finance Bank (< ₹3 cr)Best rateSingle-day special
TenorBucketRate · retail
7 days to 45 daysMedium4.00%
46 days to 90 daysMedium4.50%
91 days to 180 daysMedium5.00%
181 days to 370 daysLong6.00%
371 days to 665 daysLong7.25%
666 daysLong8.10%★ Best
667 days to 2 yearsLong7.25%
2 years (730 days) to 3 years (1095 days)Long7.50%
Above 3 years to less than 4 yearsLong7.25%
4 years (1461 days) to 5 years (1826 days)Ultra-long7.00%
Above 5 years to 10 yearsUltra-long6.75%

Rate over time

How Utkarsh Small Finance Bank's rate has moved

Tenor

Net change · 230d

0 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Utkarsh Small Finance Bank compares.

Vs SFB average

6.49%

-49 bps below

Vs PSU average

6.24%

-24 bps below

Vs Pvt average

6.54%

-54 bps below

On a 1-year FD, Utkarsh Small Finance Bank ranks #7 of 9 Small Finance Banks we track. Its rate is -49 bps below the SFB average.

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Frequently asked

About Utkarsh Small Finance Bank FDs.

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Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 15.25%). We don't sell bonds; we show you everyone's price.

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Compare with the rest

See Utkarsh Small Finance Bank alongside 8 other Small Finance Banks.

The full Small Finance Banks leaderboard, refreshed daily, with cross-category comparisons.

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Utkarsh Small Finance Bank FD Rates Today | Capera