Utkarsh Small Finance Bank
fixed deposit rates
Today Utkarsh Small Finance Bank offers 6.00% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 11 brackets covering 7 days to 10 years.
1-year rate
6.00%
Retail (< ₹3 cr)
5-year rate
7.00%
Retail (< ₹3 cr)
Best rate
8.10%
666 days
Slabs published
11
7 d – 10 yr
Rate × tenor
The full curve
11 slabs · retail
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Utkarsh Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 45 days | 7–45 d | Medium | 4.00% |
| 46 days to 90 days | 46–90 d | Medium | 4.50% |
| 91 days to 180 days | 91–180 d | Medium | 5.00% |
| 181 days to 370 days | 181–370 d | Long | 6.00% |
| 371 days to 665 days | 371–665 d | Long | 7.25% |
| 666 days | 666 d | Long | 8.10%★ Best |
| 667 days to 2 years (729 days) | 667–729 d | Long | 7.25% |
| 2 years (730 days) to 3 years (1095 days) | 730–1095 d | Long | 7.50% |
| Above 3 years to less than 4 years | 1096–1459 d | Long | 7.25% |
| 4 years (1461 days) to 5 years (1826 days) | 1460–1825 d | Ultra-long | 7.00% |
| Above 5 years to 10 years | 1826–3650 d | Ultra-long | 6.75% |
Rate over time
How Utkarsh Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 188d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Utkarsh Small Finance Bank compares.
Vs SCB average
6.42%
-42 bps below
Vs SFB average
6.50%
-50 bps below
Vs NBFC average
7.05%
-105 bps below
On a 1-year FD, Utkarsh Small Finance Bank ranks #6 of 8 Small Finance Banks we track. Its rate is -50 bps below the SFB average.
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About Utkarsh Small Finance Bank FDs.
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Compare with the rest
See Utkarsh Small Finance Bank alongside 7 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
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