1-year rate
6.00%
Retail (< ₹3 cr)
5-year rate
7.00%
Retail (< ₹3 cr)
Best rate
8.10%
666 days
Slabs published
11
7 d – 10 yr
Rate × tenor
The full curve
11 slabs · retail
Compare with up to 2 banks
1 / 3
Utkarsh Small Finance Bank
This page
| Tenor | Bucket | Rate · retail |
|---|---|---|
| 7 days to 45 days | Medium | 4.00% |
| 46 days to 90 days | Medium | 4.50% |
| 91 days to 180 days | Medium | 5.00% |
| 181 days to 370 days | Long | 6.00% |
| 371 days to 665 days | Long | 7.25% |
| 666 days | Long | 8.10%★ Best |
| 667 days to 2 years | Long | 7.25% |
| 2 years (730 days) to 3 years (1095 days) | Long | 7.50% |
| Above 3 years to less than 4 years | Long | 7.25% |
| 4 years (1461 days) to 5 years (1826 days) | Ultra-long | 7.00% |
| Above 5 years to 10 years | Ultra-long | 6.75% |
Rate over time
How Utkarsh Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 230d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Utkarsh Small Finance Bank compares.
Vs SFB average
6.49%
-49 bps below
Vs PSU average
6.24%
-24 bps below
Vs Pvt average
6.54%
-54 bps below
On a 1-year FD, Utkarsh Small Finance Bank ranks #7 of 9 Small Finance Banks we track. Its rate is -49 bps below the SFB average.
See full Small Finance Banks leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About Utkarsh Small Finance Bank FDs.
Other banks
Top peers by 1-year rate

Manipal Housing Finance
8.25% · 1Y

Muthoot Capital Services
7.65% · 1Y

Unity Small Finance Bank
7.50% · 1Y

Ujjivan Small Finance Bank
7.25% · 1Y

Suryoday Small Finance Bank
7.25% · 1Y

Equitas Small Finance Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y

RBL Bank
7.00% · 1Y

Sundaram Finance
6.97% · 1Y

DCB Bank
6.90% · 1Y

PNB Housing Finance
6.85% · 1Y

Shriram Finance
6.79% · 1Y
Higher-yield alternative
Bonds you can buy right now
An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 15.25%). We don't sell bonds; we show you everyone's price.

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAAYield
8.81%

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAAYield
8.25%

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AAYield
11.64%

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
AA-(SO)Yield
11.50%

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
BBBYield
15.25%

RatingGrade assigned at the time of issue. A rating can migrate after issuance, so the issuer's latest agency rating may differ. Live surveillance ratings are coming soon.
BBBYield
15.00%
Compare with the rest
See Utkarsh Small Finance Bank alongside 8 other Small Finance Banks.
The full Small Finance Banks leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India