Capera

Federal Bank
fixed deposit rates

Today Federal Bank offers 6.40% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 13 brackets covering 7 days to 10 years.

Live · updated Tue, 25 August 2026·Private Bank·Private sector

1-year rate

6.40%

Retail (< ₹3 cr)

5-year rate

6.40%

Retail (< ₹3 cr)

Best rate

6.70%

48 months

Slabs published

13

7 d – 10 yr

Rate × tenor

The full curve

13 slabs · retail

Compare with up to 2 banks

1 / 3

Federal Bank

This page

Federal Bank (< ₹3 cr)Best rateSingle-day special
TenorBucketRate · retail
7 days to 29 daysShort3.00%
30 days to 45 daysMedium3.25%
46 days to 90 daysMedium4.25%
91 days to 180 daysMedium4.50%
181 daysMedium6.00%
182 days to 270 daysMedium5.50%
271 days to less than 1 yearMedium6.00%
1 yearLong6.25%
Above 1 year to less than 15 monthsLong6.40%
15 monthsLong6.60%
Above 15 months to less than 48 monthsLong6.40%
48 monthsLong6.70%★ Best
Above 4 years to 10 yearsUltra-long6.40%

Rate over time

How Federal Bank's rate has moved

Tenor

Net change · 291d

+15 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How Federal Bank compares.

Vs Pvt average

6.53%

-13 bps below

Vs PSU average

6.24%

+16 bps above

Vs SFB average

6.63%

-23 bps below

On a 1-year FD, Federal Bank ranks #6 of 10 Pvt Banks we track. Its rate is -13 bps below the Pvt average.

See full Pvt Banks leaderboard

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Frequently asked

About Federal Bank FDs.

Higher-yield alternative

Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.

9 platforms

Compare with the rest

See Federal Bank alongside 9 other Pvt Banks.

The full Pvt Banks leaderboard, refreshed daily, with cross-category comparisons.

All FD rates in India
Federal Bank FD Rates Today | Capera