Federal Bank
fixed deposit rates
Today Federal Bank offers 6.40% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 13 brackets covering 7 days to 10 years.
1-year rate
6.40%
Retail (< ₹3 cr)
5-year rate
6.40%
Retail (< ₹3 cr)
Best rate
6.75%
3 years
Slabs published
13
7 d – 10 yr
Rate × tenor
The full curve
13 slabs · retail
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Federal Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 29 days | 7–29 d | Short | 3.00% |
| 30 days to 45 days | 30–45 d | Medium | 3.25% |
| 46 days to 90 days | 46–90 d | Medium | 4.25% |
| 91 days to 180 days | 91–180 d | Medium | 4.50% |
| 181 daysSpecial · +150 bp | 181 d | Medium | 6.00% |
| 182 days to 270 days | 182–270 d | Medium | 5.50% |
| 271 days to less than 1 year | 271–364 d | Medium | 6.00% |
| 1 yearSpecial · +25 bp | 365 d | Long | 6.25% |
| Above 1 year to less than 15 months | 365–455 d | Long | 6.40% |
| 15 monthsSpecial · +30 bp | 456 d | Long | 6.70% |
| Above 15 months to less than 3 years | 456–1094 d | Long | 6.40% |
| 3 yearsSpecial · +35 bp | 1095 d | Long | 6.75%★ Best |
| Above 3 years to 10 years | 1095–3650 d | Ultra-long | 6.40% |
Rate over time
How Federal Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
+15 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Federal Bank compares.
Vs SCB average
6.44%
-4 bps below
Vs SFB average
6.47%
-7 bps below
Vs NBFC average
7.03%
-63 bps below
On a 1-year FD, Federal Bank ranks #8 of 20 Scheduled Commercial Banks we track. Its rate is -4 bps below the SCB average.
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Compare with the rest
See Federal Bank alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India