1-year rate
6.00%
Retail (< ₹3 cr)
5-year rate
5.75%
Retail (< ₹3 cr)
Best rate
8.00%
800 days
Slabs published
13
7 d – 10 yr
Rate × tenor
The full curve
13 slabs · retail
Compare with up to 2 banks
1 / 3
ESAF Small Finance Bank
This page
| Tenor | Bucket | Rate · retail |
|---|---|---|
| 7 days to 14 days | Short | 2.75% |
| 15 days to 59 days | Medium | 3.25% |
| 60 days to 90 days | Medium | 3.75% |
| 91 days to 182 days | Medium | 4.00% |
| 183 days to 1 year | Long | 6.00% |
| 1 year 1 day to 500 days | Long | 7.25% |
| 501 days | Long | 7.50% |
| 502 days to less than 2 years | Long | 7.25% |
| 2 years to 799 days | Long | 7.75% |
| 800 days | Long | 8.00%★ Best |
| 801 days to less than 3 years | Long | 7.75% |
| 3 years to less than 5 years | Long | 6.00% |
| 5 years to 10 years | Ultra-long | 5.75% |
Rate over time
How ESAF Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 291d
+125 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How ESAF Small Finance Bank compares.
Vs SFB average
6.63%
-63 bps below
Vs PSU average
6.24%
-24 bps below
Vs Pvt average
6.53%
-53 bps below
On a 1-year FD, ESAF Small Finance Bank ranks #8 of 9 Small Finance Banks we track. Its rate is -63 bps below the SFB average.
See full Small Finance Banks leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore. Write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About ESAF Small Finance Bank FDs.
Other banks
Top peers by 1-year rate

Manipal Housing Finance
8.00% · 1Y

Muthoot Capital Services
7.65% · 1Y

Unity Small Finance Bank
7.50% · 1Y

Ujjivan Small Finance Bank
7.25% · 1Y

Suryoday Small Finance Bank
7.25% · 1Y

Equitas Small Finance Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y

RBL Bank
7.00% · 1Y

Sundaram Finance
6.97% · 1Y

DCB Bank
6.90% · 1Y

ICICI Home Finance
6.85% · 1Y

IndusInd Bank
6.75% · 1Y
Higher-yield alternative
Bonds you can buy right now
An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 14.00%). We don't sell bonds; we show you everyone's price.

RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AAAYield
8.15%


RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AAAYield
8.00%

RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AA-Yield
11.82%

RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
AA-Yield
10.60%


RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
BBB-Yield
14.00%
RatingThe issuer's latest agency surveillance grade where one is on record; otherwise the grade the bond was issued with. A rating can migrate after issuance, so the two can differ.
BBBYield
13.85%
Compare with the rest
See ESAF Small Finance Bank alongside 8 other Small Finance Banks.
The full Small Finance Banks leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India