Capera

ESAF Small Finance Bank
fixed deposit rates

Today ESAF Small Finance Bank offers 4.75% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 11 brackets covering 7 days to 10 years.

Live · updated Thu, 25 June 2026·Small Finance Bank·Private sector

1-year rate

4.75%

Retail (< ₹3 cr)

5-year rate

5.75%

Retail (< ₹3 cr)

Best rate

7.75%

2 years to less than 3 years

Slabs published

11

7 d – 10 yr

Rate × tenor

The full curve

11 slabs · retail

Compare with up to 2 banks

1 / 3

ESAF Small Finance Bank

This page

ESAF Small Finance Bank (< ₹3 cr)Best rateSingle-day special
TenorBucketRate · retail
7 days to 14 daysShort2.75%
15 days to 59 daysMedium3.25%
60 days to 90 daysMedium3.75%
91 days to 182 daysMedium4.00%
183 days to 1 yearLong4.75%
1 year 1 day to 500 daysLong7.25%
501 daysLong7.50%
502 days to less than 2 yearsLong7.25%
2 years to less than 3 yearsLong7.75%★ Best
3 years to less than 5 yearsLong6.00%
5 years to 10 yearsUltra-long5.75%

Rate over time

How ESAF Small Finance Bank's rate has moved

Tenor

Net change · 230d

0 bps

Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.

In context

How ESAF Small Finance Bank compares.

Vs SFB average

6.49%

-174 bps below

Vs PSU average

6.24%

-149 bps below

Vs Pvt average

6.54%

-179 bps below

On a 1-year FD, ESAF Small Finance Bank ranks #9 of 9 Small Finance Banks we track. Its rate is -174 bps below the SFB average.

See full Small Finance Banks leaderboard

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Frequently asked

About ESAF Small Finance Bank FDs.

Higher-yield alternative

Bonds you can buy right now

An FD is safe and fixed. These are bonds India's platforms are selling today, led by AAA and AA names for the safety you came for, with a couple of higher-yield options (the shelf runs up to 15.25%). We don't sell bonds; we show you everyone's price.

10 platforms

Compare with the rest

See ESAF Small Finance Bank alongside 8 other Small Finance Banks.

The full Small Finance Banks leaderboard, refreshed daily, with cross-category comparisons.

All FD rates in India
ESAF Small Finance Bank FD Rates Today | Capera