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India · 180-day FD

Best 180-day FD rates,
today.

The highest 180-day retail rate today is 6.00%, offered by Ujjivan Small Finance Bank. We track 29 banks at this tenor, refreshed daily.

Live · updated Fri, 26 June 2026·See all tenors

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6 months · 180d

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Who picks a 180-day FD

Six months out is the popular tenor for visible cash flows: a quarterly bonus, an upcoming tax payment, a planned capital outlay.

Category leaders

Best 180-day rate in each bank category.

System-wide average at 180-day: 5.01%.

Full ranking

All 29 banks at 180-day.

29 banks

  1. 01Ujjivan Small Finance BankSmall Finance Bank6.00%
  2. 02SBM BankForeign Bank6.00%
  3. 03State Bank of IndiaPublic Sector Bank5.65%
  4. 04Punjab National BankPublic Sector Bank5.60%
  5. 05Unity Small Finance BankSmall Finance Bank5.50%
  6. 06Bank of IndiaPublic Sector Bank5.50%
  7. 07Central Bank of IndiaPublic Sector Bank5.50%
  8. 08Canara BankPublic Sector Bank5.25%
  9. 09AU Small Finance BankSmall Finance Bank5.25%
  10. 10Slice Small Finance BankSmall Finance Bank5.25%
  11. 11Equitas Small Finance BankSmall Finance Bank5.25%
  12. 12Axis BankPrivate Bank5.00%
  13. 13Bank of BarodaPublic Sector Bank5.00%
  14. 14IndusInd BankPrivate Bank5.00%
  15. 15Utkarsh Small Finance BankSmall Finance Bank5.00%
  16. 16Suryoday Small Finance BankSmall Finance Bank5.00%
  17. 17IDFC First BankPrivate Bank5.00%
  18. 18Kotak Mahindra BankPrivate Bank5.00%
  19. 19YES BankPrivate Bank4.75%
  20. 20RBL BankPrivate Bank4.75%
  21. 21DCB BankPrivate Bank4.75%
  22. 22Shivalik Small Finance BankSmall Finance Bank4.75%
  23. 23Union Bank of IndiaPublic Sector Bank4.75%
  24. 24Bank of MaharashtraPublic Sector Bank4.75%
  25. 25ICICI BankPrivate Bank4.50%
  26. 26Federal BankPrivate Bank4.50%
  27. 27HDFC BankPrivate Bank4.25%
  28. 28ESAF Small Finance BankSmall Finance Bank4.00%
  29. 29Indian BankPublic Sector Bank3.85%

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