₹5,00,00,000 FD for 180 days
Matures at ₹5,14,77,735 at the highest published rate, 5.95% with Axis Bank.
Interest ₹13,02,782 to ₹14,77,735 across 5 banks · quarterly compounding, pre-tax · rates as of 16 Oct 2026
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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹5,00,00,000 becomes
Maturity value on a 180-day deposit
Across the 5 banks we track at this tenor, the interest on ₹5,00,00,000 spans ₹1,74,953 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Axis BankPvt | 5.95% | ₹14,77,735 | ₹5,14,77,735 | +₹1,12,504 |
 State Bank of IndiaPSU | 5.60% | ₹13,90,222 | ₹5,13,90,222 | +₹24,991 |
 HDFC BankPvt | 5.50% | ₹13,65,231 | ₹5,13,65,231 | +₹0 |
 Central Bank of IndiaPSU | 5.50% | ₹13,65,231 | ₹5,13,65,231 | +₹0 |
 ICICI BankPvt | 5.25% | ₹13,02,782 | ₹5,13,02,782 | −₹62,449 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹5,00,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
Deposit ladder
Other deposit sizes over 180-day
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 6.00%; deposits at or above it use the bulk card at 5.95%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹1,490 | ₹51,490 | retail · 6.00% |
| ₹1,00,0001 lakh | ₹2,980 | ₹1,02,980 | retail · 6.00% |
| ₹2,00,0002 lakh | ₹5,961 | ₹2,05,961 | retail · 6.00% |
| ₹5,00,0005 lakh | ₹14,902 | ₹5,14,902 | retail · 6.00% |
| ₹10,00,00010 lakh | ₹29,805 | ₹10,29,805 | retail · 6.00% |
| ₹20,00,00020 lakh | ₹59,610 | ₹20,59,610 | retail · 6.00% |
| ₹50,00,00050 lakh | ₹1,49,024 | ₹51,49,024 | retail · 6.00% |
| ₹1,00,00,0001 crore | ₹2,98,048 | ₹1,02,98,048 | retail · 6.00% |
| ₹2,50,00,0002.5 crore | ₹7,45,121 | ₹2,57,45,121 | retail · 6.00% |
| ₹5,00,00,0005 crore | ₹14,77,735 | ₹5,14,77,735 | bulk · 5.95% |
| ₹10,00,00,00010 crore | ₹29,55,469 | ₹10,29,55,469 | bulk · 5.95% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.