India · 3-year FD
Best 3-year FD rates,
today.
The highest 3-year retail rate today is 8.50%, offered by Muthoot Capital Services. We track 39 banks at this tenor, refreshed daily.
Custom tenor
Drag to pick any tenor between 7 days and 10 years.
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3 years · 1095d
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Who picks a 3-year FD
Crosses into long-term territory. Many banks price 3-year FDs at their highest retail rate.
Category leaders
Best 3-year rate in each bank category.
PSB
SBI6.30%
Private
IDFC First Bank7.25%
SFB
Utkarsh Small Finance Bank7.50%
NBFC
Muthoot Capital Services8.50%
System-wide average at 3-year: 6.82%.
Full ranking
All 39 banks at 3-year.
39 banks
- 01Muthoot Capital ServicesPrivate · NBFC8.50%8.50%
- 02
Manipal Housing FinancePrivate · NBFC8.25%8.25% - 03Utkarsh Small Finance BankPrivate · SFB7.50%7.50%
- 04
Slice Small Finance BankPrivate · SFB7.50%7.50% - 05
Shriram FinancePrivate · NBFC7.35%7.35% - 06
AU Small Finance BankPrivate · SFB7.25%7.25% - 07
Suryoday Small Finance BankPrivate · SFB7.25%7.25% - 08
Sundaram FinancePrivate · NBFC7.25%7.25% - 09IDFC First BankPrivate · SCB7.25%7.25%
- 10
Ujjivan Small Finance BankPrivate · SFB7.20%7.20% - 11
RBL BankPrivate · SCB7.20%7.20% - 12
PNB Housing FinancePrivate · NBFC7.10%7.10% - 13
SBM BankPrivate · SCB7.10%7.10% - 14
YES BankPrivate · SCB7.00%7.00% - 15KKTDFCPrivate · NBFC7.00%7.00%
- 16
Sundaram Home FinancePrivate · NBFC7.00%7.00% - 17
Mahindra FinancePrivate · NBFC7.00%7.00% - 18
DCB BankPrivate · SCB7.00%7.00% - 19
Equitas Small Finance BankPrivate · SFB7.00%7.00% - 20
IndusInd BankPrivate · SCB6.90%6.90% - 21
ICICI Home FinancePrivate · NBFC6.90%6.90% - 22
LIC Housing FinancePrivate · NBFC6.85%6.85% - 23
Unity Small Finance BankPrivate · SFB6.75%6.75% - 24
Shivalik Small Finance BankPrivate · SFB6.75%6.75% - 25
Axis BankPrivate · SCB6.45%6.45% - 26
HDFC BankPrivate · SCB6.45%6.45% - 27
ICICI BankPrivate · SCB6.45%6.45% - 28
Federal BankPrivate · SCB6.40%6.40% - 29
Kotak BankPrivate · SCB6.40%6.40% - 30SBIPublic · SCB6.30%6.30%
- 31
PNBPublic · SCB6.30%6.30% - 32
Bank of BarodaPublic · SCB6.30%6.30% - 33
Canara BankPublic · SCB6.25%6.25% - 34
Bank of IndiaPublic · SCB6.25%6.25% - 35
Union Bank of IndiaPublic · SCB6.20%6.20% - 36
Indian BankPublic · SCB6.05%6.05% - 37
ESAF Small Finance BankPrivate · SFB6.00%6.00% - 38
Central Bank of IndiaPublic · SCB6.00%6.00% - 39
Bank of MaharashtraPublic · SCB5.25%5.25%
Common questions
About 3-year FDs.
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