Capera

India · 3-year FD

Best 3-year FD rates,
today.

The highest 3-year retail rate today is 8.50%, offered by Muthoot Capital Services. We track 39 banks at this tenor, refreshed daily.

Live · updated Fri, 26 June 2026·See all tenors

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3 years · 1095d

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Who picks a 3-year FD

Crosses into long-term territory. Many banks price 3-year FDs at their highest retail rate.

Full ranking

All 39 banks at 3-year.

39 banks

  1. 01Muthoot Capital ServicesNBFC8.50%
  2. 02Manipal Housing FinanceHousing Finance Company8.25%
  3. 03Utkarsh Small Finance BankSmall Finance Bank7.50%
  4. 04Shivalik Small Finance BankSmall Finance Bank7.50%
  5. 05Slice Small Finance BankSmall Finance Bank7.50%
  6. 06AU Small Finance BankSmall Finance Bank7.40%
  7. 07Shriram FinanceNBFC7.35%
  8. 08IDFC First BankPrivate Bank7.35%
  9. 09Ujjivan Small Finance BankSmall Finance Bank7.25%
  10. 10Suryoday Small Finance BankSmall Finance Bank7.25%
  11. 11Sundaram FinanceNBFC7.25%
  12. 12RBL BankPrivate Bank7.20%
  13. 13PNB Housing FinanceHousing Finance Company7.10%
  14. 14SBM BankForeign Bank7.10%
  15. 15Equitas Small Finance BankSmall Finance Bank7.10%
  16. 16YES BankPrivate Bank7.00%
  17. 17IndusInd BankPrivate Bank7.00%
  18. 18KTDFCNBFC7.00%
  19. 19Sundaram Home FinanceHousing Finance Company7.00%
  20. 20Mahindra FinanceNBFC7.00%
  21. 21DCB BankPrivate Bank7.00%
  22. 22ICICI Home FinanceHousing Finance Company6.90%
  23. 23LIC Housing FinanceHousing Finance Company6.85%
  24. 24Unity Small Finance BankSmall Finance Bank6.75%
  25. 25Axis BankPrivate Bank6.45%
  26. 26HDFC BankPrivate Bank6.45%
  27. 27ICICI BankPrivate Bank6.45%
  28. 28Federal BankPrivate Bank6.40%
  29. 29Kotak Mahindra BankPrivate Bank6.40%
  30. 30State Bank of IndiaPublic Sector Bank6.30%
  31. 31Punjab National BankPublic Sector Bank6.30%
  32. 32Bank of BarodaPublic Sector Bank6.30%
  33. 33Canara BankPublic Sector Bank6.25%
  34. 34Bank of IndiaPublic Sector Bank6.25%
  35. 35Union Bank of IndiaPublic Sector Bank6.10%
  36. 36Indian BankPublic Sector Bank6.05%
  37. 37ESAF Small Finance BankSmall Finance Bank6.00%
  38. 38Central Bank of IndiaPublic Sector Bank6.00%
  39. 39Bank of MaharashtraPublic Sector Bank5.25%

Common questions

About 3-year FDs.

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