India · 5-year FD

Best 5-year FD rates,
today.

The highest 5-year retail rate today is 8.50%, offered by Muthoot Capital Services. We track 37 banks at this tenor, refreshed daily.

Live · updated 11 May 2026·See all tenors

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5 years · 1825d

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Who picks a 5-year FD

Tax-saver FDs run on this tenor. Rates here are typically near the top of the curve.

Category leaders

Best 5-year rate in each bank category.

System-wide average at 5-year: 6.66%.

Full ranking

All 37 banks at 5-year.

37 banks

  1. 01Muthoot Capital ServicesPrivate · NBFC8.50%
  2. 02Manipal Housing FinancePrivate · NBFC7.75%
  3. 03Shriram FinancePrivate · NBFC7.35%
  4. 04Suryoday Small Finance BankPrivate · SFB7.25%
  5. 05Ujjivan Small Finance BankPrivate · SFB7.20%
  6. 06Sundaram Home FinancePrivate · NBFC7.15%
  7. 07DCB BankPrivate · SCB7.15%
  8. 08IDFC First BankPrivate · SCB7.15%
  9. 09PNB Housing FinancePrivate · NBFC7.10%
  10. 10Utkarsh Small Finance BankPrivate · SFB7.00%
  11. 11Mahindra FinancePrivate · NBFC7.00%
  12. 12SBM BankPrivate · SCB7.00%
  13. 13Slice Small Finance BankPrivate · SFB7.00%
  14. 14Equitas Small Finance BankPrivate · SFB7.00%
  15. 15LIC Housing FinancePrivate · NBFC6.90%
  16. 16YES BankPrivate · SCB6.75%
  17. 17AU Small Finance BankPrivate · SFB6.75%
  18. 18KTDFCPrivate · NBFC6.75%
  19. 19Unity Small Finance BankPrivate · SFB6.75%
  20. 20RBL BankPrivate · SCB6.70%
  21. 21IndusInd BankPrivate · SCB6.65%
  22. 22ICICI BankPrivate · SCB6.50%
  23. 23Axis BankPrivate · SCB6.45%
  24. 24HDFC BankPrivate · SCB6.40%
  25. 25Federal BankPrivate · SCB6.40%
  26. 26Bank of BarodaPublic · SCB6.30%
  27. 27Canara BankPublic · SCB6.25%
  28. 28Shivalik Small Finance BankPrivate · SFB6.25%
  29. 29Kotak BankPrivate · SCB6.25%
  30. 30PNBPublic · SCB6.10%
  31. 31SBIPublic · SCB6.05%
  32. 32Indian BankPublic · SCB6.00%
  33. 33Bank of IndiaPublic · SCB6.00%
  34. 34Central Bank of IndiaPublic · SCB6.00%
  35. 35Union Bank of IndiaPublic · SCB6.00%
  36. 36ESAF Small Finance BankPrivate · SFB5.75%
  37. 37Bank of MaharashtraPublic · SCB5.00%

Common questions

About 5-year FDs.

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