₹8,50,00,000 FD for 180 days
Matures at ₹8,75,12,149 at the highest published rate, 5.95% with Axis Bank.
Interest ₹22,14,730 to ₹25,12,149 across 5 banks · quarterly compounding, pre-tax · rates as of 21 Aug 2026
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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹8,50,00,000 becomes
Maturity value on a 180-day deposit
Across the 5 banks we track at this tenor, the interest on ₹8,50,00,000 spans ₹2,97,419 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Axis BankPvt | 5.95% | ₹25,12,149 | ₹8,75,12,149 | +₹1,91,256 |
 State Bank of IndiaPSU | 5.60% | ₹23,63,377 | ₹8,73,63,377 | +₹42,484 |
 HDFC BankPvt | 5.50% | ₹23,20,893 | ₹8,73,20,893 | +₹0 |
 Central Bank of IndiaPSU | 5.50% | ₹23,20,893 | ₹8,73,20,893 | +₹0 |
 ICICI BankPvt | 5.25% | ₹22,14,730 | ₹8,72,14,730 | −₹1,06,163 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹8,50,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
| Tenor | Top rate | Interest | Maturity value |
|---|---|---|---|
| 7-day | 4.50% | ₹72,978 | ₹8,50,72,978 |
| 30-day | 5.00% | ₹3,47,860 | ₹8,53,47,860 |
| 90-day | 5.95% | ₹12,46,928 | ₹8,62,46,928 |
| 180-day | 5.95% | ₹25,12,149 | ₹8,75,12,149 |
| 1-year | 8.00% | ₹70,06,734 | ₹9,20,06,734 |
| 2-year | 8.00% | ₹1,45,91,047 | ₹9,95,91,047 |
| 3-year | 8.50% | ₹2,43,96,584 | ₹10,93,96,584 |
| 5-year | 8.50% | ₹4,44,37,560 | ₹12,94,37,560 |
Deposit ladder
Other deposit sizes over 180-day
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 6.00%; deposits at or above it use the bulk card at 5.95%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹1,490 | ₹51,490 | retail · 6.00% |
| ₹1,00,0001 lakh | ₹2,980 | ₹1,02,980 | retail · 6.00% |
| ₹2,00,0002 lakh | ₹5,961 | ₹2,05,961 | retail · 6.00% |
| ₹5,00,0005 lakh | ₹14,902 | ₹5,14,902 | retail · 6.00% |
| ₹10,00,00010 lakh | ₹29,805 | ₹10,29,805 | retail · 6.00% |
| ₹20,00,00020 lakh | ₹59,610 | ₹20,59,610 | retail · 6.00% |
| ₹50,00,00050 lakh | ₹1,49,024 | ₹51,49,024 | retail · 6.00% |
| ₹1,00,00,0001 crore | ₹2,98,048 | ₹1,02,98,048 | retail · 6.00% |
| ₹2,50,00,0002.5 crore | ₹7,45,121 | ₹2,57,45,121 | retail · 6.00% |
| ₹5,00,00,0005 crore | ₹14,77,735 | ₹5,14,77,735 | bulk · 5.95% |
| ₹10,00,00,00010 crore | ₹29,55,469 | ₹10,29,55,469 | bulk · 5.95% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.