Capera

5,75,00,000 FD for 1 year

Matures at 6,22,39,849 at the highest published rate, 8.00% with Manipal Housing Finance.

Interest ₹35,88,553 to ₹47,39,849 across 15 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,75,00,000 becomes

Maturity value on a 1-year deposit

Across the 15 banks we track at this tenor, the interest on ₹5,75,00,000 spans ₹11,51,296 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Manipal Housing FinanceHFC8.00%47,39,8496,22,39,849+7,89,470
Muthoot Capital ServicesNBFC7.65%45,26,5566,20,26,556+5,76,177
KKTDFCNBFC7.00%41,31,8946,16,31,894+1,81,515
Sundaram FinanceNBFC6.97%41,13,7256,16,13,725+1,63,346
ICICI Home FinanceHFC6.85%40,41,0876,15,41,087+90,708
PNB Housing FinanceHFC6.70%39,50,3796,14,50,379+0
Sundaram Home FinanceHFC6.70%39,50,3796,14,50,379+0
LIC Housing FinanceHFC6.70%39,50,3796,14,50,379+0
Shriram FinanceNBFC6.64%39,14,1256,14,14,12536,254
Axis BankPvt6.60%38,89,9646,13,89,96460,415

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%49,3675,75,49,367
30-day5.00%2,35,3175,77,35,317
90-day5.95%8,43,5105,83,43,510
180-day5.95%16,99,3955,91,99,395
1-year8.00%47,39,8496,22,39,849
2-year8.00%98,70,4146,73,70,414
3-year8.50%1,65,03,5717,40,03,571
5-year8.50%3,00,60,7028,75,60,702

Deposit ladder

Other deposit sizes over 1-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.

DepositInterestMaturity valueCard
50,000₹50,0004,12254,122retail · 8.00%
1,00,0001 lakh8,2431,08,243retail · 8.00%
2,00,0002 lakh16,4862,16,486retail · 8.00%
5,00,0005 lakh41,2165,41,216retail · 8.00%
10,00,00010 lakh82,43210,82,432retail · 8.00%
20,00,00020 lakh1,64,86421,64,864retail · 8.00%
50,00,00050 lakh4,12,16154,12,161retail · 8.00%
1,00,00,0001 crore8,24,3221,08,24,322retail · 8.00%
2,50,00,0002.5 crore20,60,8042,70,60,804retail · 8.00%
5,00,00,0005 crore41,21,6085,41,21,608bulk · 8.00%
10,00,00,00010 crore82,43,21610,82,43,216bulk · 8.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.