Capera

5,75,00,000 FD for 5 years

Matures at 8,75,60,702 at the highest published rate, 8.50% with Muthoot Capital Services.

Interest ₹1,99,44,163 to ₹3,00,60,702 across 13 banks · quarterly compounding, pre-tax · rates as of 21 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,75,00,000 becomes

Maturity value on a 5-year deposit

Across the 13 banks we track at this tenor, the interest on ₹5,75,00,000 spans ₹1,01,16,539 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Muthoot Capital ServicesNBFC8.50%3,00,60,7028,75,60,702+66,09,777
Manipal Housing FinanceHFC7.50%2,58,72,0118,33,72,011+24,21,086
Shriram FinanceNBFC7.25%2,48,54,9828,23,54,982+14,04,057
PNB Housing FinanceHFC7.25%2,48,54,9828,23,54,982+14,04,057
Sundaram Home FinanceHFC7.15%2,44,51,4808,19,51,480+10,00,555
Mahindra FinanceNBFC7.00%2,38,49,7468,13,49,746+3,98,821
LIC Housing FinanceHFC6.90%2,34,50,9258,09,50,925+0
KKTDFCNBFC6.75%2,28,56,1748,03,56,1745,94,751
Axis BankPvt6.60%2,22,65,5767,97,65,57611,85,349
ICICI BankPvt6.50%2,18,74,1377,93,74,13715,76,788

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%49,3675,75,49,367
30-day5.00%2,35,3175,77,35,317
90-day5.95%8,43,5105,83,43,510
180-day5.95%16,99,3955,91,99,395
1-year8.00%47,39,8496,22,39,849
2-year8.00%98,70,4146,73,70,414
3-year8.50%1,65,03,5717,40,03,571
5-year8.50%3,00,60,7028,75,60,702

Deposit ladder

Other deposit sizes over 5-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.50%; deposits at or above it use the bulk card at 8.50%.

DepositInterestMaturity valueCard
50,000₹50,00026,14076,140retail · 8.50%
1,00,0001 lakh52,2791,52,279retail · 8.50%
2,00,0002 lakh1,04,5593,04,559retail · 8.50%
5,00,0005 lakh2,61,3977,61,397retail · 8.50%
10,00,00010 lakh5,22,79515,22,795retail · 8.50%
20,00,00020 lakh10,45,59030,45,590retail · 8.50%
50,00,00050 lakh26,13,97476,13,974retail · 8.50%
1,00,00,0001 crore52,27,9481,52,27,948retail · 8.50%
2,50,00,0002.5 crore1,30,69,8703,80,69,870retail · 8.50%
5,00,00,0005 crore2,61,39,7417,61,39,741bulk · 8.50%
10,00,00,00010 crore5,22,79,48215,22,79,482bulk · 8.50%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.