Capera

5,75,00,000 FD for 30 days

Matures at 5,77,35,317 at the highest published rate, 5.00% with State Bank of India.

Interest ₹2,00,144 to ₹2,35,317 across 5 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,75,00,000 becomes

Maturity value on a 30-day deposit

Across the 5 banks we track at this tenor, the interest on ₹5,75,00,000 spans ₹35,173 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
State Bank of IndiaPSU5.00%2,35,3175,77,35,317+11,720
Axis BankPvt4.75%2,23,5975,77,23,597+0
HDFC BankPvt4.75%2,23,5975,77,23,597+0
ICICI BankPvt4.25%2,00,1445,77,00,14423,453
Central Bank of IndiaPSU4.25%2,00,1445,77,00,14423,453

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%49,3675,75,49,367
30-day5.00%2,35,3175,77,35,317
90-day5.95%8,43,5105,83,43,510
180-day5.95%16,99,3955,91,99,395
1-year8.00%47,39,8496,22,39,849
2-year8.00%98,70,4146,73,70,414
3-year8.50%1,65,03,5717,40,03,571
5-year8.50%3,00,60,7028,75,60,702

Deposit ladder

Other deposit sizes over 30-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 4.25%; deposits at or above it use the bulk card at 5.00%.

DepositInterestMaturity valueCard
50,000₹50,00017450,174retail · 4.25%
1,00,0001 lakh3481,00,348retail · 4.25%
2,00,0002 lakh6962,00,696retail · 4.25%
5,00,0005 lakh1,7405,01,740retail · 4.25%
10,00,00010 lakh3,48110,03,481retail · 4.25%
20,00,00020 lakh6,96220,06,962retail · 4.25%
50,00,00050 lakh17,40450,17,404retail · 4.25%
1,00,00,0001 crore34,8081,00,34,808retail · 4.25%
2,50,00,0002.5 crore87,0192,50,87,019retail · 4.25%
5,00,00,0005 crore2,04,6235,02,04,623bulk · 5.00%
10,00,00,00010 crore4,09,24710,04,09,247bulk · 5.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.