₹10,00,00,000 FD for 30 days
Matures at ₹10,04,09,247 at the highest published rate, 5.00% with State Bank of India.
Interest ₹3,48,077 to ₹4,09,247 across 5 banks · quarterly compounding, pre-tax · rates as of 16 Oct 2026
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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹10,00,00,000 becomes
Maturity value on a 30-day deposit
Across the 5 banks we track at this tenor, the interest on ₹10,00,00,000 spans ₹61,170 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 State Bank of IndiaPSU | 5.00% | ₹4,09,247 | ₹10,04,09,247 | +₹20,382 |
 Axis BankPvt | 4.75% | ₹3,88,865 | ₹10,03,88,865 | +₹0 |
 HDFC BankPvt | 4.75% | ₹3,88,865 | ₹10,03,88,865 | +₹0 |
 ICICI BankPvt | 4.25% | ₹3,48,077 | ₹10,03,48,077 | −₹40,788 |
 Central Bank of IndiaPSU | 4.25% | ₹3,48,077 | ₹10,03,48,077 | −₹40,788 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹10,00,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
| Tenor | Top rate | Interest | Maturity value |
|---|---|---|---|
| 7-day | 4.50% | ₹85,856 | ₹10,00,85,856 |
| 30-day | 5.00% | ₹4,09,247 | ₹10,04,09,247 |
| 90-day | 5.95% | ₹14,66,975 | ₹10,14,66,975 |
| 180-day | 5.95% | ₹29,55,469 | ₹10,29,55,469 |
| 1-year | 8.00% | ₹82,43,216 | ₹10,82,43,216 |
| 2-year | 8.00% | ₹1,71,65,938 | ₹11,71,65,938 |
| 3-year | 8.50% | ₹2,87,01,863 | ₹12,87,01,863 |
| 5-year | 8.50% | ₹5,22,79,482 | ₹15,22,79,482 |
Deposit ladder
Other deposit sizes over 30-day
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 4.25%; deposits at or above it use the bulk card at 5.00%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹174 | ₹50,174 | retail · 4.25% |
| ₹1,00,0001 lakh | ₹348 | ₹1,00,348 | retail · 4.25% |
| ₹2,00,0002 lakh | ₹696 | ₹2,00,696 | retail · 4.25% |
| ₹5,00,0005 lakh | ₹1,740 | ₹5,01,740 | retail · 4.25% |
| ₹10,00,00010 lakh | ₹3,481 | ₹10,03,481 | retail · 4.25% |
| ₹20,00,00020 lakh | ₹6,962 | ₹20,06,962 | retail · 4.25% |
| ₹50,00,00050 lakh | ₹17,404 | ₹50,17,404 | retail · 4.25% |
| ₹1,00,00,0001 crore | ₹34,808 | ₹1,00,34,808 | retail · 4.25% |
| ₹2,50,00,0002.5 crore | ₹87,019 | ₹2,50,87,019 | retail · 4.25% |
| ₹5,00,00,0005 crore | ₹2,04,623 | ₹5,02,04,623 | bulk · 5.00% |
| ₹10,00,00,00010 crore | ₹4,09,247 | ₹10,04,09,247 | bulk · 5.00% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.