Capera

5,75,00,000 FD for 3 years

Matures at 7,40,03,571 at the highest published rate, 8.50% with Muthoot Capital Services.

Interest ₹1,12,48,045 to ₹1,65,03,571 across 15 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,75,00,000 becomes

Maturity value on a 3-year deposit

Across the 15 banks we track at this tenor, the interest on ₹5,75,00,000 spans ₹52,55,526 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Muthoot Capital ServicesNBFC8.50%1,65,03,5717,40,03,571+31,95,810
Manipal Housing FinanceHFC8.00%1,54,23,9037,29,23,903+21,16,142
Shriram FinanceNBFC7.25%1,38,31,4527,13,31,452+5,23,691
Sundaram FinanceNBFC7.25%1,38,31,4527,13,31,452+5,23,691
PNB Housing FinanceHFC7.10%1,35,16,8137,10,16,813+2,09,052
ICICI Home FinanceHFC7.10%1,35,16,8137,10,16,813+2,09,052
KKTDFCNBFC7.00%1,33,07,7617,08,07,761+0
Sundaram Home FinanceHFC7.00%1,33,07,7617,08,07,761+0
Mahindra FinanceNBFC7.00%1,33,07,7617,08,07,761+0
LIC Housing FinanceHFC6.85%1,29,95,2407,04,95,2403,12,521

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,75,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%49,3675,75,49,367
30-day5.00%2,35,3175,77,35,317
90-day5.95%8,43,5105,83,43,510
180-day5.95%16,99,3955,91,99,395
1-year8.00%47,39,8496,22,39,849
2-year8.00%98,70,4146,73,70,414
3-year8.50%1,65,03,5717,40,03,571
5-year8.50%3,00,60,7028,75,60,702

Deposit ladder

Other deposit sizes over 3-year

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.50%; deposits at or above it use the bulk card at 8.50%.

DepositInterestMaturity valueCard
50,000₹50,00014,35164,351retail · 8.50%
1,00,0001 lakh28,7021,28,702retail · 8.50%
2,00,0002 lakh57,4042,57,404retail · 8.50%
5,00,0005 lakh1,43,5096,43,509retail · 8.50%
10,00,00010 lakh2,87,01912,87,019retail · 8.50%
20,00,00020 lakh5,74,03725,74,037retail · 8.50%
50,00,00050 lakh14,35,09364,35,093retail · 8.50%
1,00,00,0001 crore28,70,1861,28,70,186retail · 8.50%
2,50,00,0002.5 crore71,75,4663,21,75,466retail · 8.50%
5,00,00,0005 crore1,43,50,9326,43,50,932bulk · 8.50%
10,00,00,00010 crore2,87,01,86312,87,01,863bulk · 8.50%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.