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AED/INR bank rates,
side by side.

Today's UAE Dirham buy and sell quotes from every Indian bank in our cohort. TT, bills, travel card and currency-note channels, the mid-market benchmark and the per-bank spread, all in one place.

Live · 24 Aug 2026mid-market 1 AED = 26.0625mid-market chart →

Bank quotes

Every bank quoting AED today.

Amount

Tightest spread

₹0.26

1.01% of mid

Widest spread

₹3.13

12.00% of mid

Range

11.8×

best to worst

Banks quoting

22

of 30 tracked

BankBandBuySellSpread% of midAs of
MashreqBankForeignTight25.909126.17300.261.01%24 Aug00:00
Indian Overseas BankPublic SectorNarrow25.840026.23000.391.50%24 Aug
Punjab National BankPublic SectorNarrow25.870026.32000.451.72%24 Aug16:00
Bank of BarodaPublic SectorNarrow25.780026.28000.501.92%24 Aug
UCO BankPublic SectorNarrow25.720026.37000.652.50%24 Aug
Deutsche BankForeignStandard25.550026.55001.003.84%24 Aug00:00
Emirates NBD BankForeignStandard25.565926.58771.023.92%24 Aug19:30
Citibank N.A.ForeignStandard25.510126.57271.064.08%24 Aug09:05
State Bank of IndiaPublic SectorWide25.420026.71001.294.95%24 Aug09:27
JP Morgan Chase Bank N.A.ForeignWide25.390026.69001.304.99%24 Aug00:00
HSBC BankForeignWide25.320026.76001.445.53%24 Aug10:20
IndusInd BankPrivateWide25.310026.78001.475.64%24 Aug11:13
Standard Chartered BankForeignWide25.260026.82001.565.99%24 Aug09:03
Axis BankPrivateWide25.240026.85001.616.18%24 Aug18:40
HDFC BankPrivateWide25.220026.84001.626.22%24 Aug09:24
ICICI BankPrivateWide25.230026.86001.636.26%24 Aug09:17
Mizuho Bank LimitedForeignWide25.150026.94001.796.87%24 Aug09:15
MUFG Bank, Ltd.ForeignWide25.140026.96001.826.99%24 Aug09:45
Kotak Mahindra BankPrivateWide25.050027.04001.997.64%24 Aug09:00
RBL BankPrivateWide24.860027.22002.369.06%24 Aug09:00
IDFC First BankPrivateWide24.830027.31002.489.51%24 Aug17:03
SBM BankForeignWide24.487527.61253.1312.00%24 Aug09:44
Canara BankPublic Sector24 Aug

7 banks are hidden — their last published AED quote is more than a day old, so it is no longer a reliable current price.

What this means

On a ₹1,00,000 AED TT (wire) ticket today, the tightest-quoting bank costs ₹507 vs. ₹5,998 at the widest, a ₹5,491 difference for the same trade.

How the bands work

Each bank's TT spread (sell − buy as % of mid) is bucketed into four bands. Bands shift as banks adjust pricing, a bank's position today isn't a permanent classification. Bands are empirical, not advisory.

Tight

≤ 1.4%

Smallest gap between buy and sell.

Narrow

1.4 to 3.0%

Tighter than the cohort average.

Standard

3.0 to 4.4%

Around the cohort average.

Wide

> 4.4%

Widest end of today's cohort.

Per-bank transaction bandsBanks publish rates for tickets within a size band, talk to the branch for the rest.+
Union Bank of India· cap USD 5,000
Punjab National Bankmax ₹10,00,000
UCO Bank· cap USD 5,000
State Bank of Indiamin ₹10,00,000 max ₹20,00,000
Axis Bankmax ₹25,00,000
Ujjivan Small Finance Bankmax ₹20,00,000
HDFC Bankmax ₹20,00,000
ICICI Bank· cap USD 25,000
Kotak Mahindra Bank· cap USD 10,000
RBL Bank· cap USD 10,000
Canara Bank· cap USD 5,000
These are the bank's own published transaction sizes for the card rate above. Larger tickets compress further; smaller tickets may carry handling charges. Call your branch before transacting.

AED/INR rates · frequently asked

Sort the table above by spread, the top row is today's tightest TT (wire) quote. The leader shifts day to day; today's snapshot is on this page. Whichever bank is on top, walk in and ask for treasury-desk pricing on your sized ticket, card rates are the upper bound, not the lower bound.
Each channel carries different operational cost. TT (wire) is the tightest because the bank doesn't hold AED inventory. Travel cards carry inventory risk; cash carries inventory + cash-handling risk. The cash spread can be several times the TT spread at the same bank.
The headline strip at the top of this page shows today's actual range across the cohort. Spreads on majors (USD, EUR, GBP, AED) follow tight bands; less-liquid currencies typically run wider.
No. For regulatory filings, FEMA 401, LRS declarations, TCS under Section 206C(1G), use the RBI reference rate, or the rate at which your bank actually executed your transaction. The rates here are indicative.
Card rates are the rack rate for tickets within the published band. Treasury desks negotiate for larger tickets; priority / wealth / corporate tiers compress further. The card rate is the upper bound on what you should pay. Always ask.
Open /rates/fx/AED-INR, live interbank mid, 52-week range, and historical chart. Banks build their spread on top of mid.

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Turn this gap into a saving.

Indian banks publish a card rate; treasury desks negotiate underneath it. For a single sized AED transaction or a recurring monthly flow, we'll walk through today's market with you and help you pick the right counterparty.

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