₹9,75,00,000 FD for 1 year
Matures at ₹10,55,37,136 at the highest published rate, 8.00% with Manipal Housing Finance.
Interest ₹60,84,938 to ₹80,37,136 across 15 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026
Type any deposit and press Enter to recalculate.
At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.
What ₹9,75,00,000 becomes
Maturity value on a 1-year deposit
Across the 15 banks we track at this tenor, the interest on ₹9,75,00,000 spans ₹19,52,198 between the highest and lowest published rate. Quarterly compounding, pre-tax.
| Bank | Rate | Interest | Maturity value | vs median |
|---|---|---|---|---|
 Manipal Housing FinanceHFC | 8.00% | ₹80,37,136 | ₹10,55,37,136 | +₹13,38,666 |
 Muthoot Capital ServicesNBFC | 7.65% | ₹76,75,464 | ₹10,51,75,464 | +₹9,76,994 |
| KKTDFCNBFC | 7.00% | ₹70,06,256 | ₹10,45,06,256 | +₹3,07,786 |
 Sundaram FinanceNBFC | 6.97% | ₹69,75,446 | ₹10,44,75,446 | +₹2,76,976 |
 ICICI Home FinanceHFC | 6.85% | ₹68,52,277 | ₹10,43,52,277 | +₹1,53,807 |
 PNB Housing FinanceHFC | 6.70% | ₹66,98,470 | ₹10,41,98,470 | +₹0 |
 Sundaram Home FinanceHFC | 6.70% | ₹66,98,470 | ₹10,41,98,470 | +₹0 |
 LIC Housing FinanceHFC | 6.70% | ₹66,98,470 | ₹10,41,98,470 | +₹0 |
 Shriram FinanceNBFC | 6.64% | ₹66,36,994 | ₹10,41,36,994 | −₹61,476 |
 Axis BankPvt | 6.60% | ₹65,96,025 | ₹10,40,96,025 | −₹1,02,445 |
Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →
Same deposit, longer lock-in
₹9,75,00,000 across every tenor
Highest published rate at each tenor, compounded quarterly, pre-tax.
| Tenor | Top rate | Interest | Maturity value |
|---|---|---|---|
| 7-day | 4.50% | ₹83,710 | ₹9,75,83,710 |
| 30-day | 5.00% | ₹3,99,016 | ₹9,78,99,016 |
| 90-day | 5.95% | ₹14,30,300 | ₹9,89,30,300 |
| 180-day | 5.95% | ₹28,81,583 | ₹10,03,81,583 |
| 1-year | 8.00% | ₹80,37,136 | ₹10,55,37,136 |
| 2-year | 8.00% | ₹1,67,36,790 | ₹11,42,36,790 |
| 3-year | 8.50% | ₹2,79,84,317 | ₹12,54,84,317 |
| 5-year | 8.50% | ₹5,09,72,495 | ₹14,84,72,495 |
Deposit ladder
Other deposit sizes over 1-year
At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 8.00%; deposits at or above it use the bulk card at 8.00%.
| Deposit | Interest | Maturity value | Card |
|---|---|---|---|
| ₹50,000₹50,000 | ₹4,122 | ₹54,122 | retail · 8.00% |
| ₹1,00,0001 lakh | ₹8,243 | ₹1,08,243 | retail · 8.00% |
| ₹2,00,0002 lakh | ₹16,486 | ₹2,16,486 | retail · 8.00% |
| ₹5,00,0005 lakh | ₹41,216 | ₹5,41,216 | retail · 8.00% |
| ₹10,00,00010 lakh | ₹82,432 | ₹10,82,432 | retail · 8.00% |
| ₹20,00,00020 lakh | ₹1,64,864 | ₹21,64,864 | retail · 8.00% |
| ₹50,00,00050 lakh | ₹4,12,161 | ₹54,12,161 | retail · 8.00% |
| ₹1,00,00,0001 crore | ₹8,24,322 | ₹1,08,24,322 | retail · 8.00% |
| ₹2,50,00,0002.5 crore | ₹20,60,804 | ₹2,70,60,804 | retail · 8.00% |
| ₹5,00,00,0005 crore | ₹41,21,608 | ₹5,41,21,608 | bulk · 8.00% |
| ₹10,00,00,00010 crore | ₹82,43,216 | ₹10,82,43,216 | bulk · 8.00% |
Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →
Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.