Capera

3,25,00,000 FD for 90 days

Matures at 3,29,76,767 at the highest published rate, 5.95% with Axis Bank.

Interest ₹3,60,589 to ₹4,76,767 across 5 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹3,25,00,000 becomes

Maturity value on a 90-day deposit

Across the 5 banks we track at this tenor, the interest on ₹3,25,00,000 spans ₹1,16,178 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Axis BankPvt5.95%4,76,7673,29,76,767+68,104
HDFC BankPvt5.50%4,40,7123,29,40,712+32,049
State Bank of IndiaPSU5.10%4,08,6633,29,08,663+0
ICICI BankPvt4.75%3,80,6203,28,80,62028,043
Central Bank of IndiaPSU4.50%3,60,5893,28,60,58948,074

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

3,25,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%27,9033,25,27,903
30-day5.00%1,33,0053,26,33,005
90-day5.95%4,76,7673,29,76,767
180-day5.95%9,60,5283,34,60,528
1-year8.00%26,79,0453,51,79,045
2-year8.00%55,78,9303,80,78,930
3-year8.50%93,28,1064,18,28,106
5-year8.50%1,69,90,8324,94,90,832

Deposit ladder

Other deposit sizes over 90-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 5.00%; deposits at or above it use the bulk card at 5.95%.

DepositInterestMaturity valueCard
50,000₹50,00061650,616retail · 5.00%
1,00,0001 lakh1,2331,01,233retail · 5.00%
2,00,0002 lakh2,4662,02,466retail · 5.00%
5,00,0005 lakh6,1645,06,164retail · 5.00%
10,00,00010 lakh12,32810,12,328retail · 5.00%
20,00,00020 lakh24,65520,24,655retail · 5.00%
50,00,00050 lakh61,63950,61,639retail · 5.00%
1,00,00,0001 crore1,23,2771,01,23,277retail · 5.00%
2,50,00,0002.5 crore3,08,1932,53,08,193retail · 5.00%
5,00,00,0005 crore7,33,4875,07,33,487bulk · 5.95%
10,00,00,00010 crore14,66,97510,14,66,975bulk · 5.95%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.