Capera

3,25,00,000 FD for 30 days

Matures at 3,26,33,005 at the highest published rate, 5.00% with State Bank of India.

Interest ₹1,13,125 to ₹1,33,005 across 5 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹3,25,00,000 becomes

Maturity value on a 30-day deposit

Across the 5 banks we track at this tenor, the interest on ₹3,25,00,000 spans ₹19,880 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
State Bank of IndiaPSU5.00%1,33,0053,26,33,005+6,624
Axis BankPvt4.75%1,26,3813,26,26,381+0
HDFC BankPvt4.75%1,26,3813,26,26,381+0
ICICI BankPvt4.25%1,13,1253,26,13,12513,256
Central Bank of IndiaPSU4.25%1,13,1253,26,13,12513,256

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

3,25,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%27,9033,25,27,903
30-day5.00%1,33,0053,26,33,005
90-day5.95%4,76,7673,29,76,767
180-day5.95%9,60,5283,34,60,528
1-year8.00%26,79,0453,51,79,045
2-year8.00%55,78,9303,80,78,930
3-year8.50%93,28,1064,18,28,106
5-year8.50%1,69,90,8324,94,90,832

Deposit ladder

Other deposit sizes over 30-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 4.25%; deposits at or above it use the bulk card at 5.00%.

DepositInterestMaturity valueCard
50,000₹50,00017450,174retail · 4.25%
1,00,0001 lakh3481,00,348retail · 4.25%
2,00,0002 lakh6962,00,696retail · 4.25%
5,00,0005 lakh1,7405,01,740retail · 4.25%
10,00,00010 lakh3,48110,03,481retail · 4.25%
20,00,00020 lakh6,96220,06,962retail · 4.25%
50,00,00050 lakh17,40450,17,404retail · 4.25%
1,00,00,0001 crore34,8081,00,34,808retail · 4.25%
2,50,00,0002.5 crore87,0192,50,87,019retail · 4.25%
5,00,00,0005 crore2,04,6235,02,04,623bulk · 5.00%
10,00,00,00010 crore4,09,24710,04,09,247bulk · 5.00%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.