Capera

5,25,00,000 FD for 180 days

Matures at 5,40,51,621 at the highest published rate, 5.95% with Axis Bank.

Interest ₹13,67,921 to ₹15,51,621 across 5 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹5,25,00,000 becomes

Maturity value on a 180-day deposit

Across the 5 banks we track at this tenor, the interest on ₹5,25,00,000 spans ₹1,83,700 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Axis BankPvt5.95%15,51,6215,40,51,621+1,18,128
State Bank of IndiaPSU5.60%14,59,7335,39,59,733+26,240
HDFC BankPvt5.50%14,33,4935,39,33,493+0
Central Bank of IndiaPSU5.50%14,33,4935,39,33,493+0
ICICI BankPvt5.25%13,67,9215,38,67,92165,572

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

5,25,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%45,0755,25,45,075
30-day5.00%2,14,8555,27,14,855
90-day5.95%7,70,1625,32,70,162
180-day5.95%15,51,6215,40,51,621
1-year8.00%43,27,6885,68,27,688
2-year8.00%90,12,1186,15,12,118
3-year8.50%1,50,68,4786,75,68,478
5-year8.50%2,74,46,7287,99,46,728

Deposit ladder

Other deposit sizes over 180-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 6.00%; deposits at or above it use the bulk card at 5.95%.

DepositInterestMaturity valueCard
50,000₹50,0001,49051,490retail · 6.00%
1,00,0001 lakh2,9801,02,980retail · 6.00%
2,00,0002 lakh5,9612,05,961retail · 6.00%
5,00,0005 lakh14,9025,14,902retail · 6.00%
10,00,00010 lakh29,80510,29,805retail · 6.00%
20,00,00020 lakh59,61020,59,610retail · 6.00%
50,00,00050 lakh1,49,02451,49,024retail · 6.00%
1,00,00,0001 crore2,98,0481,02,98,048retail · 6.00%
2,50,00,0002.5 crore7,45,1212,57,45,121retail · 6.00%
5,00,00,0005 crore14,77,7355,14,77,735bulk · 5.95%
10,00,00,00010 crore29,55,46910,29,55,469bulk · 5.95%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.