Capera

17,00,000 FD for 180 days

Matures at 17,50,668 at the highest published rate, 6.00% with IndusInd Bank.

Interest ₹32,428 to ₹50,668 across 29 banks · quarterly compounding, pre-tax · rates as of 24 Aug 2026

Tenor

Type any deposit and press Enter to recalculate.

Indian banks publish one rate for every retail deposit below ₹3 crore, so the rate on 17 lakh is the same as on ₹1 lakh. What changes with the amount is the rupee outcome, which is what the table below shows, bank by bank. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹17,00,000 becomes

Maturity value on a 180-day deposit

Across the 29 banks we track at this tenor, the interest on ₹17,00,000 spans ₹18,240 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
IndusInd BankPvt6.00%50,66817,50,668+8,495
Ujjivan Small Finance BankSFB6.00%50,66817,50,668+8,495
SBM BankForeign6.00%50,66817,50,668+8,495
State Bank of IndiaPSU5.65%47,69217,47,692+5,519
Punjab National BankPSU5.60%47,26817,47,268+5,095
Unity Small Finance BankSFB5.50%46,41817,46,418+4,245
Bank of IndiaPSU5.50%46,41817,46,418+4,245
Central Bank of IndiaPSU5.50%46,41817,46,418+4,245
Canara BankPSU5.25%44,29517,44,295+2,122
AU Small Finance BankSFB5.25%44,29517,44,295+2,122

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

17,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.00%1,29817,01,298
30-day4.25%5,91717,05,917
90-day5.00%20,95717,20,957
180-day6.00%50,66817,50,668
1-year8.00%1,40,13518,40,135
2-year8.00%2,91,82119,91,821
3-year8.50%4,87,93221,87,932
5-year8.50%8,88,75125,88,751

Deposit ladder

Other deposit sizes over 180-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 6.00%; deposits at or above it use the bulk card at 5.95%.

DepositInterestMaturity valueCard
50,000₹50,0001,49051,490retail · 6.00%
1,00,0001 lakh2,9801,02,980retail · 6.00%
2,00,0002 lakh5,9612,05,961retail · 6.00%
5,00,0005 lakh14,9025,14,902retail · 6.00%
10,00,00010 lakh29,80510,29,805retail · 6.00%
20,00,00020 lakh59,61020,59,610retail · 6.00%
50,00,00050 lakh1,49,02451,49,024retail · 6.00%
1,00,00,0001 crore2,98,0481,02,98,048retail · 6.00%
2,50,00,0002.5 crore7,45,1212,57,45,121retail · 6.00%
5,00,00,0005 crore14,77,7355,14,77,735bulk · 5.95%
10,00,00,00010 crore29,55,46910,29,55,469bulk · 5.95%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.