Capera

4,25,00,000 FD for 90 days

Matures at 4,31,23,464 at the highest published rate, 5.95% with Axis Bank.

Interest ₹4,71,539 to ₹6,23,464 across 5 banks · quarterly compounding, pre-tax · rates as of 21 Aug 2026

Tenor

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At ₹3 crore and above, banks quote from a separate bulk rate card rather than the retail one, so this page loads the bulk cohort. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹4,25,00,000 becomes

Maturity value on a 90-day deposit

Across the 5 banks we track at this tenor, the interest on ₹4,25,00,000 spans ₹1,51,925 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Axis BankPvt5.95%6,23,4644,31,23,464+89,058
HDFC BankPvt5.50%5,76,3164,30,76,316+41,910
State Bank of IndiaPSU5.10%5,34,4064,30,34,406+0
ICICI BankPvt4.75%4,97,7344,29,97,73436,672
Central Bank of IndiaPSU4.50%4,71,5394,29,71,53962,867

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

4,25,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.50%36,4894,25,36,489
30-day5.00%1,73,9304,26,73,930
90-day5.95%6,23,4644,31,23,464
180-day5.95%12,56,0744,37,56,074
1-year8.00%35,03,3674,60,03,367
2-year8.00%72,95,5244,97,95,524
3-year8.50%1,21,98,2925,46,98,292
5-year8.50%2,22,18,7806,47,18,780

Deposit ladder

Other deposit sizes over 90-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 5.00%; deposits at or above it use the bulk card at 5.95%.

DepositInterestMaturity valueCard
50,000₹50,00061650,616retail · 5.00%
1,00,0001 lakh1,2331,01,233retail · 5.00%
2,00,0002 lakh2,4662,02,466retail · 5.00%
5,00,0005 lakh6,1645,06,164retail · 5.00%
10,00,00010 lakh12,32810,12,328retail · 5.00%
20,00,00020 lakh24,65520,24,655retail · 5.00%
50,00,00050 lakh61,63950,61,639retail · 5.00%
1,00,00,0001 crore1,23,2771,01,23,277retail · 5.00%
2,50,00,0002.5 crore3,08,1932,53,08,193retail · 5.00%
5,00,00,0005 crore7,33,4875,07,33,487bulk · 5.95%
10,00,00,00010 crore14,66,97510,14,66,975bulk · 5.95%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.