Capera

33,00,000 FD for 90 days

Matures at 33,40,681 at the highest published rate, 5.00% with Axis Bank.

Interest ₹26,444 to ₹40,681 across 29 banks · quarterly compounding, pre-tax · rates as of 25 Aug 2026

Tenor

Type any deposit and press Enter to recalculate.

Indian banks publish one rate for every retail deposit below ₹3 crore, so the rate on 33 lakh is the same as on ₹1 lakh. What changes with the amount is the rupee outcome, which is what the table below shows, bank by bank. Every figure on this page is computed with quarterly compounding and is pre-tax.

What ₹33,00,000 becomes

Maturity value on a 90-day deposit

Across the 29 banks we track at this tenor, the interest on ₹33,00,000 spans ₹14,237 between the highest and lowest published rate. Quarterly compounding, pre-tax.

BankRateInterestMaturity valuevs median
Axis BankPvt5.00%40,68133,40,681+4,067
Bank of BarodaPSU5.00%40,68133,40,681+4,067
Unity Small Finance BankSFB5.00%40,68133,40,681+4,067
State Bank of IndiaPSU4.90%39,86833,39,868+3,254
IndusInd BankPvt4.75%38,64833,38,648+2,034
AU Small Finance BankSFB4.75%38,64833,38,648+2,034
Equitas Small Finance BankSFB4.75%38,64833,38,648+2,034
Ujjivan Small Finance BankSFB4.65%37,83433,37,834+1,220
Punjab National BankPSU4.50%36,61433,36,614+0
YES BankPvt4.50%36,61433,36,614+0

Published card rates, compounded quarterly. Your bank's own figure can differ by a few rupees depending on its day-count and compounding convention. Informational only, not a recommendation. Run your own numbers in the calculator →

Same deposit, longer lock-in

33,00,000 across every tenor

Highest published rate at each tenor, compounded quarterly, pre-tax.

TenorTop rateInterestMaturity value
7-day4.00%2,52033,02,520
30-day4.25%11,48733,11,487
90-day5.00%40,68133,40,681
180-day6.00%98,35633,98,356
1-year8.00%2,72,02635,72,026
2-year8.00%5,66,47638,66,476
3-year8.50%9,47,16142,47,161
5-year8.50%17,25,22350,25,223

Deposit ladder

Other deposit sizes over 90-day

At the highest rate published at this tenor, compounded quarterly, pre-tax. Retail deposits below ₹3 crore use 5.00%; deposits at or above it use the bulk card at 5.95%.

DepositInterestMaturity valueCard
50,000₹50,00061650,616retail · 5.00%
1,00,0001 lakh1,2331,01,233retail · 5.00%
2,00,0002 lakh2,4662,02,466retail · 5.00%
5,00,0005 lakh6,1645,06,164retail · 5.00%
10,00,00010 lakh12,32810,12,328retail · 5.00%
20,00,00020 lakh24,65520,24,655retail · 5.00%
50,00,00050 lakh61,63950,61,639retail · 5.00%
1,00,00,0001 crore1,23,2771,01,23,277retail · 5.00%
2,50,00,0002.5 crore3,08,1932,53,08,193retail · 5.00%
5,00,00,0005 crore7,33,4875,07,33,487bulk · 5.95%
10,00,00,00010 crore14,66,97510,14,66,975bulk · 5.95%

Compounded quarterly, pre-tax. Deposits at or above ₹3 crore are quoted off a separate bulk rate card, see bulk-deposit rates →

Figures are indicative and pre-tax, computed from each bank's published card rate with quarterly compounding. Capera is not a broker, dealer or investment adviser and does not accept deposits. Terms.